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Merchandise for future selling, an asset or an expense?
Sorry for my inexperience here.. It's just a hobby that found a way to kind of park money (like investment such as stocks or crypto) and fund my hobby expense.…
- Island Capture
- discombobulated
- Islandcapture
- 2 days ago
- 1 reply
- 32
- nolesrule2 days ago
- Saving & Investing
Best Brokerage to open IRA to roll over wife's 403(b)
I've been reading some of JL Collins stock series, and am pretty much convinced that cheap index funds are the way to go. I know he's got one that he always talks about (can't remember right now,…
- Bruce
- Software Engineer
- Bruce
- 10 days ago
- 9 replies
- 96
- ynaber26138 days ago
- Saving & Investing
Offset Account in YNAB ... and the answer is?
The post today was interesting, but a bit of a tease. What is the recommended solution? You really want lots of folks calling customer service to find out? :^) https://www.youneedabudget.…
- Saish Dawg
- saish_dawg
- 1 yr ago
- 15 replies
- 319
- SgtBatten2 wk ago
- Saving & Investing
What are your true expenses categories?
I feel like I am always forgetting what my expenses are. Specifically these are things that I HAVE to pay at some point over the course of the year (that I am acccumulating savings for in…
- NewYNABer BostonGirl
- Cyan_Viper.1
- 3 yrs ago
- 38 replies
- 7,331
- 4
- Numbers Nerd2 wk ago
- Saving & Investing
Equalizing retirement accounts with spouse
Hi all, I've been pondering this idea for some time and am seeking input on how best to go about it. I'd like to figure it out so my wife and I have roughly equal retirement accounts.…
- Silver Guitar
- Silver_Guitar.10
- 1 mth ago
- 9 replies
- 133
- Annieland4 wk ago
- Saving & Investing
What to do with large inheritance based on our situation?
Hi all, my wife and I learned that we're fortunate to be be receiving a large inheritance from her recently deceased grandmother, likely in the realm of $50,000-$60,000.…
- Silver Guitar
- Silver_Guitar.10
- 2 mths ago
- 17 replies
- 364
- Silver Guitar1 mth ago
- Saving & Investing
Ratio of Retirement vs. Non-Retirement Investing?
Hi all, after reading a bunch of material by JL Collins (thanks @Ivory Storm for the recommendation!), I think I've got a more solid foundation and comfort level with investing.…
- Silver Guitar
- Silver_Guitar.10
- 1 mth ago
- 62 replies
- 378
- 2
- Annieland1 mth ago
- Saving & Investing
Looking for True Expenses ideas
Hi, Since having my financial ego crushed by Covid, I finally created a real Emergency Fund for the first time. I like keeping it as an E-fund instead of just Income Replacement so that I can pivot…
- The Artist Formerly Known As
- Reformed natural spender
- formerly_Purple_Panther
- 1 mth ago
- 11 replies
- 226
- The Artist Formerly Known As1 mth ago
- Saving & Investing
Budget savings inflow to the category?
I currently keep my savings in one account. I setup direct deposit with the savings account from my paycheck. When my paycheck comes in, those funds are input as "To be budgeted".…
- Slate Blue Pilot (2903ac015cdb)
- Slate_Blue_Pilot_2903ac
- 4 mths ago
- 13 replies
- 218
- MatthewYNAB Support1 mth ago
- Saving & Investing
Retirement Calculator - No Longer Available! iOS
Hey all, Does anyone know who the developer is for RetirementCalculator? It was simple and my favorite!!! I'd like to reach out to see if they intend on making it available on iOS again or if I…
- vitamin
- Spring_Green_Dragon.15
- 1 mth ago
- 7 replies
- 99
- vitamin1 mth ago
- Saving & Investing
Medical fund: fund right away, what's the use
Hi everyone, Here in Holland, Europe, because of my insurance, for my medical bills I only pay the first €900 yearly. In my experience, I only use this like once every five years.…
- Orchid Boa
- Orchid_Boa.17
- 1 mth ago
- 4 replies
- 108
- Orchid Boa1 mth ago
- Saving & Investing
Export report for Tracking Account
Is there a way to export a report to show account name with balances for a tracking account only? thank you for your help.
- Orange Panther
- Orange_Panther.9
- 1 mth ago
- 1 reply
- 26
- DelaYNAB Support1 mth ago
- Saving & Investing
Checking & credit card recommendations?
We're considering moving our checking accounts & credit cards away from BoA, and I was wondering what others recommend? Here are our current top contenders and why: Checking Account:…
- Silver Guitar
- Silver_Guitar.10
- 1 mth ago
- 7 replies
- 62
- Black cat1 mth ago
- Saving & Investing
Too much in bank accounts/too little invested?
Hello! We've been using YNAB for nearly a decade and have been fortunate to gradually build up big savings categories, which translates to big liquid savings balances, around $80k total.…
- Silver Guitar
- Silver_Guitar.10
- 1 mth ago
- 34 replies
- 376
- Black cat1 mth ago
- Saving & Investing
Should I stay or go? I'm hoping to move to a new apartment
TLDR: Trying to figure out if it's a wise decision to move and increase my monthly rent payments considering about $3k in savings and the debt I have. It will not make me broke or make things super…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 1 mth ago
- 4 replies
- 135
- pinkml871 mth ago
- Saving & Investing
Savings Goals and Recurring Goals
I've been trying to set recurring savings goals but the behaviour doesn't seem to work as expected. For example, 2020 I set a Gift Goal of $1,000 by November.…
- Slate Gray Violin
- Slate_Gray_Violin.2
- 1 mth ago
- 6 replies
- 91
- Sky Blue Tugboat1 mth ago
- Saving & Investing
Too many wishes to fund
Hach, how I wish I had more income. I created savings goals for three wishes: Vacation Bachelor Party Life Past Lockdown I barely have money to even fund one of them as I am still building my…
- Hopeless Noob
- hopeless_noob
- 5 mths ago
- 6 replies
- 259
- hpguru2 mths ago
- Saving & Investing
Being Realistic About Saving (and Spending)
I ended March with a lump sum of money that I couldn't decide what to do with... Put it into my income replacement savings fund or... Be realistic and divide at least some of it amongst…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 2 mths ago
- 1 reply
- 185
- 4
- Pineapple Gal2 mths ago
- Saving & Investing
Easy way to budget interest earned into Savings Account?
Assume I have a long-term savings account/goal in a budgeted account (Project X Savings). I've already budgeted everything in the account to that Project X,…
- Doctor J
- Doctor_J
- 1 yr ago
- 3 replies
- 458
- 1
- dakinemaui1 yr ago
- Saving & Investing
Account Balance Doesn't Equal Money in Budgetted Categories
Hello, All figures hypothetical.. Every payday, I review my earnings. For example, my balance left over before pay day is $500 and I get paid $3000. I review my bank account and YNAB and see that my…
- Sea Green Tugboat
- Sea_Green_Tugboat.9
- 2 yrs ago
- 16 replies
- 384
- chicagouser2 mths ago
- Saving & Investing
New to investing. Should I open an IRA?
For reference, I'm 22 and self-employed, so no 401(k) or other employer-sponsored retirement plan for me. Every year at tax time, I think about contributing to a traditional IRA for the tax…
- Pineapple Gal
- Goal-Getter
- Orchid_Wrench.11
- 2 mths ago
- 12 replies
- 124
- Pineapple Gal2 mths ago
- Saving & Investing
What job do you give your savings?
Howdy, everyone. I've asked a similar question before, but hopefully with a somewhat different emphasis. I know that in YNAB we are supposed to give every dollar a job.…
- Green Nomad
- Green_Nomad.7
- 3 mths ago
- 26 replies
- 384
- Getting control3 mths ago
- Saving & Investing
Inflow to Budget Account from Tracking
Typically each month I have a set amount that transfers from my Checking (Budget) to my Brokerage Account (Tracking) which uses the Category of "Taxable Investment".…
- Cyan Violin
- Cyan_Violin.11
- 3 mths ago
- 2 replies
- 69
- SgtBatten3 mths ago
- Saving & Investing
Handling Cryptocurrency Investments.
Hi everyone, I did a customary search on the forums for other posts, but crypto investments seem to be scarce to find. I wanted some inputs on how to handle crypto investments on CoinBase as such.…
- LoaferDude
- furious_falcon
- 1 yr ago
- 13 replies
- 772
- 1
- Superbone3 mths ago
- Saving & Investing
Anyone doing forecasting Metrics by exporting YNAB Data
Wondering if someone is able to achieve these metrics using YNAB data, and share some ideas or templates in how to achieve this. These are just sample questions,…
- Sky Blue Harp
- Sky_Blue_Harp.2
- 1 yr ago
- 2 replies
- 98
- 3
- Matchrocket3 mths ago
- Saving & Investing

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