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Tips
How much do you tip? We don't go much but a couple times a year. Went to a local place, like a Cracker Barrel or Bob Evans. I reach the check-out to pay, they ask if I tipped at the table, I say no,…
- Ben Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 days ago
- 8 replies
- 81
- HappyDanceyesterday
- Parenting
Allowances best way to manage in YNAB
I have 2 savings accounts for my kids at BOA (under my name but nicknamed for them). Every week I automatically xfer their allowance. I set this up in YNAB as an auto transfer and have allocated the…
- NewYNABer BostonGirl
- Cyan_Viper.1
- 1 yr ago
- 14 replies
- 1,573
- 1
- KD603NH6 days ago
- Parenting
Need some guideance (kids savings)
In the chapter regarding YNAB for kids, Jesse mentions 10% for giving, 50% of the remainder, and 50% for whatever the kids want to do with it. So here's my question.…
- Cadet Blue Admiral
- Cadet_Blue_Admiral.3
- 2 mths ago
- 5 replies
- 136
- 1
- KD603NH6 days ago
- Parenting
Help me stop the hemorraging
This is my little cutie. He is amazing. He is hard to handle. And he is EXPENSIVE. There’s the obvious expenses of food, clothes, shoes, toys etc. But those aren’t bad - he eats what we eat,…
- Hiking_Mama
- Hiking_mama
- 11 days ago
- 13 replies
- 179
- 1
- KD603NH6 days ago
- Parenting
Budgeting for Kids
Hey Everyone, Just looking for some input on budgeting with my kids. I have set them up with a budget and a few categories. I was wondering what everyone else does.…
- anderso9
- anderso9
- 1 mth ago
- 17 replies
- 162
- KD603NH6 days ago
- Parenting
Sewing machine recommendations
Okay, there isn't an off-topic category, so I'm putting it under Parenting, because it's the category I'm choosing. A while ago (4 months?), I was making my daughter a bottle bag to take to daycare,…
- TheTabby
- Just a common cat trying to budget uncommonly well.
- TheTabby
- 4 wk ago
- 7 replies
- 51
- 1
- Ben Khaki Storm3 wk ago
- Parenting
Spreadsheet template for kids?
Howdy, I am new to YNAB and want to teach my daughter about budgeting. She doesn't have a phone for the app & I'm still getting the hang of this myself, so I'd rather not let her into my account.…
- Pepe The Prawn
- King of all shrimp
- Pepeprawn
- 1 mth ago
- 2 replies
- 66
- Pepe The Prawn1 mth ago
- Parenting
Preparing budget for maternity leave UK
Hi all, My husband and I will be merging salaries in the coming months as I will be going on maternity leave in August. We are trying to figure out how to organise the categories so that it reflects…
- Soon to be 3
- Slate_Gray_Chef.5
- 1 mth ago
- 1 reply
- 31
- FanessYNAB Support1 mth ago
- Parenting
Is college worth it?
Graduation will be here before you know it, if you're a senior. Is college worth it? Great discussion here (about 5 mins): https://www.youtube.com/watch?v=zU8mxEx54y8
- Ben Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 1 mth ago
- 9 replies
- 71
- 1
- FanessYNAB Support1 mth ago
- Parenting
Organizers Unite!
Who has a home command center? This had been so helpful! Ours doesn't look exactly like this but close. We bought a tall desk at goodwill and created all the small cubbies with foam board and hot…
- Ben Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 mths ago
- 8 replies
- 100
- 1
- Ben Khaki Storm2 mths ago
- Parenting
Loans to children
After loaning money to one of my children is there a way to track the repayment? Is there a way to carry the negative balance forward so that you know at a glance what their balance is?
- Blue Memory
- Blue_Memory.4
- 3 mths ago
- 3 replies
- 214
- Keven Pearce2 mths ago
- Parenting
Love YNAB, Now I want to be a good uncle and pass this way of thinking to my niece. Whats the best way
I have started using YNAB, and really drinking to kool-aid. I have listened to the book, watched almost every video. Chatted with YNAB great support, and though I am 2 month in.…
- Tan Cleric
- Tan_Cleric.3
- 2 mths ago
- 9 replies
- 124
- 2
- Ben Khaki Storm2 mths ago
- Parenting
Homeschooling
Are there any other homeschooling families out there?
- Ben Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 mths ago
- 8 replies
- 111
- Ben Khaki Storm2 mths ago
- Parenting
Allowances for kids
What age did you start giving your kids an allowance? How much and how often? Do you force them to practice saving and/or giving? Do you allow them to buy whatever they want with their money,…
- Troy Miller
- Budgeter, FPU Leader, Programmer, Dad, Husband
- yort
- 1 yr ago
- 42 replies
- 2,549
- 5
- Louie2 mths ago
- Parenting
Cost of making a kid?
I know this is a very subjective question, with insurance being the biggest factor. However, I have no idea where to start on this. We have our first kid due in August.…
- flyou10
- flyou10
- 2 mths ago
- 15 replies
- 186
- Louie2 mths ago
- Parenting
Budget “class” for my kid this summer
I have 3 kids - 10yo, 18yo, and 21yo in college. I would like to plan some dedicated time during summer break when they are all here, to teach them about financial wellness, budgeting, saving etc.…
- Aquamarine Case
- Aquamarine_Case
- 11 mths ago
- 7 replies
- 1,471
- Ben Khaki Storm2 mths ago
- Parenting
How much would you budget for college for a kid?
I know there's no "one answer fits all" - and that the range can be wide-varying (from community college costs all the way to ivy-league colleges, but I'm probably somewhere in middle between those…
- Orchid Pilot
- Orchid_Pilot
- 10 mths ago
- 9 replies
- 732
- Ben Khaki Storm2 mths ago
- Parenting
Grocery Bill with a Baby?
We are spread VERY THIN with a 1 year old. We need to cut our grocery bill, which is usually $400-600 each month. What's the cheapest you've been able to keep your monthly grocery bill,…
- ESLoans
- Forest_Green_Horse
- 9 mths ago
- 20 replies
- 1,017
- 1
- bedebtfreegirl2 mths ago
- Parenting
Drawing up a contract for college tuition
My eldest has one year left at high school. He is bright kid but a true underachiever in school. Given the experience of some of my friends who have kids already in college,…
- justducks
- justducks
- 9 mths ago
- 19 replies
- 923
- Ben Khaki Storm2 mths ago
- Parenting
Loaning money to my son
If I transfer money to my son to be paid back in 6 months how do I enter it in YNAB? Will it show up each month until it is repaid?
- Blue Memory
- Blue_Memory.4
- 3 mths ago
- 2 replies
- 183
- Ben Khaki Storm2 mths ago
- Parenting
How to log and categorize expenses with several little ones?!
Hey folks! How would you all recommend logging receipts/categorizing expenses while also shopping with three boys under four? How have you done this with your family?…
- tsharrelson
- tsharrelson
- 6 mths ago
- 7 replies
- 602
- Ben Khaki Storm2 mths ago
- Parenting
Allowance as a Direct Deposit
I have each of my kids (age 6 and 9) set up with their own budget in YNAB. They both enjoy budgeting but are also both very busy with activities and life so we don't always remember to sit and do…
- Blue Bird
- Family budgeter
- blue_bird
- 6 mths ago
- 496
- Parenting
You Know You're a YNABer when... parenting edition
...back to school is happening and since your oldest is now only a year away from kindergarten, so you start a "back to school" category to fund monthly between now and then.
- slightlysmall
- slightlysmall
- 8 mths ago
- 4 replies
- 684
- 5
- Aritavashkai7 mths ago
- Parenting
YNABing with Teens and Kids
Hey YNABers, So I need some advice. I am trying to get my 13, 11, 8yr olds setup on YNAB as described by Jesse in a number of places, which I love! But I need help working through this practically .…
- canman
- canman
- 10 mths ago
- 7 replies
- 1,188
- 2
- Cornflower Blue Flute8 mths ago
- Parenting
Low income, unexepected expenses, family life, etc...
I'm working in YNAB Classic that we bought many years ago. We've been using it again since January, in an attempt to 'get ahead.' Our income is fairly low and we consistently seem to spend it all.…
- Violet Device
- Violet_Device
- 9 mths ago
- 7 replies
- 594
- Violet Device9 mths ago
- Parenting

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