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Love YNAB, Now I want to be a good uncle and pass this way of thinking to my niece. Whats the best way
I have started using YNAB, and really drinking to kool-aid. I have listened to the book, watched almost every video. Chatted with YNAB great support, and though I am 2 month in.…
- Tan Cleric
- Tan_Cleric.3
- 3 days ago
- 9 replies
- 109
- 1
- Ben K.8 hrs ago
- Parenting
Homeschooling
Are there any other homeschooling families out there?
- Ben K.
- links to ynab book topics covered online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 6 days ago
- 8 replies
- 94
- Ben K.10 hrs ago
- Parenting
Allowances for kids
What age did you start giving your kids an allowance? How much and how often? Do you force them to practice saving and/or giving? Do you allow them to buy whatever they want with their money,…
- Troy Miller
- Budgeter, FPU Leader, Programmer, Dad, Husband
- yort
- 1 yr ago
- 42 replies
- 2519
- 5
- Louie2 days ago
- Parenting
Cost of making a kid?
I know this is a very subjective question, with insurance being the biggest factor. However, I have no idea where to start on this. We have our first kid due in August.…
- flyou10
- flyou10
- 10 days ago
- 15 replies
- 171
- Louie6 days ago
- Parenting
Budget “class” for my kid this summer
I have 3 kids - 10yo, 18yo, and 21yo in college. I would like to plan some dedicated time during summer break when they are all here, to teach them about financial wellness, budgeting, saving etc.…
- Aquamarine Case
- Aquamarine_Case
- 9 mths ago
- 7 replies
- 1457
- Ben K.2 wk ago
- Parenting
How much would you budget for college for a kid?
I know there's no "one answer fits all" - and that the range can be wide-varying (from community college costs all the way to ivy-league colleges, but I'm probably somewhere in middle between those…
- Orchid Pilot
- Orchid_Pilot
- 8 mths ago
- 9 replies
- 720
- Ben K.2 wk ago
- Parenting
Grocery Bill with a Baby?
We are spread VERY THIN with a 1 year old. We need to cut our grocery bill, which is usually $400-600 each month. What's the cheapest you've been able to keep your monthly grocery bill,…
- ESLoans
- Forest_Green_Horse
- 7 mths ago
- 20 replies
- 1002
- 1
- bedebtfreegirl2 wk ago
- Parenting
Drawing up a contract for college tuition
My eldest has one year left at high school. He is bright kid but a true underachiever in school. Given the experience of some of my friends who have kids already in college,…
- justducks
- justducks
- 7 mths ago
- 19 replies
- 915
- Ben K.2 wk ago
- Parenting
Loaning money to my son
If I transfer money to my son to be paid back in 6 months how do I enter it in YNAB? Will it show up each month until it is repaid?
- Blue Memory
- Blue_Memory.4
- 1 mth ago
- 2 replies
- 177
- Ben K.2 wk ago
- Parenting
How to log and categorize expenses with several little ones?!
Hey folks! How would you all recommend logging receipts/categorizing expenses while also shopping with three boys under four? How have you done this with your family?…
- tsharrelson
- tsharrelson
- 4 mths ago
- 7 replies
- 593
- Ben K.2 wk ago
- Parenting
Need some guideance (kids savings)
In the chapter regarding YNAB for kids, Jesse mentions 10% for giving, 50% of the remainder, and 50% for whatever the kids want to do with it. So here's my question.…
- Cadet Blue Admiral
- Cadet_Blue_Admiral.3
- 3 wk ago
- 1 reply
- 62
- Ben K.2 wk ago
- Parenting
Allowances best way to manage in YNAB
I have 2 savings accounts for my kids at BOA (under my name but nicknamed for them). Every week I automatically xfer their allowance. I set this up in YNAB as an auto transfer and have allocated the…
- NewYNABer BostonGirl
- Cyan_Viper.1
- 11 mths ago
- 6 replies
- 1427
- Veronica at YNABYNAB Support1 mth ago
- Parenting
Loans to children
After loaning money to one of my children is there a way to track the repayment? Is there a way to carry the negative balance forward so that you know at a glance what their balance is?
- Blue Memory
- Blue_Memory.4
- 1 mth ago
- 2 replies
- 173
- HappyDance1 mth ago
- Parenting
Allowance as a Direct Deposit
I have each of my kids (age 6 and 9) set up with their own budget in YNAB. They both enjoy budgeting but are also both very busy with activities and life so we don't always remember to sit and do…
- Blue Bird
- Family budgeter
- blue_bird
- 4 mths ago
- 487
- Parenting
You Know You're a YNABer when... parenting edition
...back to school is happening and since your oldest is now only a year away from kindergarten, so you start a "back to school" category to fund monthly between now and then.
- slightlysmall
- slightlysmall
- 5 mths ago
- 4 replies
- 673
- 5
- Aritavashkai5 mths ago
- Parenting
YNABing with Teens and Kids
Hey YNABers, So I need some advice. I am trying to get my 13, 11, 8yr olds setup on YNAB as described by Jesse in a number of places, which I love! But I need help working through this practically .…
- canman
- canman
- 8 mths ago
- 7 replies
- 1147
- 2
- Cornflower Blue Flute6 mths ago
- Parenting
Low income, unexepected expenses, family life, etc...
I'm working in YNAB Classic that we bought many years ago. We've been using it again since January, in an attempt to 'get ahead.' Our income is fairly low and we consistently seem to spend it all.…
- Violet Device
- Violet_Device
- 7 mths ago
- 7 replies
- 581
- Violet Device7 mths ago
- Parenting
Kids: their own budget or allowance category?
Do your kids manage their own budgets in ynab or do you put their allowance in a category of your budget? My son is 7 and his allowance is in a category in our budget,…
- Tan Zebra (e3eec389f630)
- Tan_Zebra_e3eec389f630
- 1 yr ago
- 18 replies
- 1945
- Veronica at YNABYNAB Support7 mths ago
- Parenting
New Parents/NICU Parents: Category Ideas?
Hi YNAB, My husband and I just had our first child at the end of May, born prematurely at 27 weeks & 5 days due to a sudden onset of severe preeclampsia. He is currently in the NICU.…
- KaminCents
- YNAB enthusiasts
- Kamincents
- 8 mths ago
- 2 replies
- 631
- Scott7 mths ago
- Parenting
Setting up a child with own budget?
I guess this is more of a feature request , and curious what other people are doing. I created a second ynab budget in my account for my 13 year old daughter to use on her own.…
- cec772
- cec772
- 11 mths ago
- 15 replies
- 1683
- 4
- DanYNAB Support9 mths ago
- Parenting
Savings in a kids budget; used for..?
I don't really get it, is it long term saving for an expensive thing, or is it a forever-amd-ever savings category to watch the money grow? If it's the first;…
- Cacti
- Cacti
- 1 yr ago
- 15 replies
- 1808
- 1
- Magenta Griffin (18628981f0ee)9 mths ago
- Parenting
How much daycare can I afford? PLS HELP ASAP!
I started using YNAB in January, and boy, even with the ample resources provided, I am finding this a steep learning curve. I am hoping that any kind souls out there who understand this process will…
- Orchid Thunder
- Orchid_Thunder.1
- 10 mths ago
- 7 replies
- 857
- Orchid Thunder9 mths ago
- Parenting
Kids Holding / Reimbursement
I'm a long time YNAB user - just switched to nYNAB at the start of the year. I'm really liking it, except one thing: Tracking the money flow between me and my kids.…
- Tod Perdelwitz
- Steameng
- 11 mths ago
- 13 replies
- 1622
- HappyDance10 mths ago
- Parenting
Best Hacks to Save Money with Kids
What are your best hacks to save money with kids?
- rdohrman
- rdohrman
- 1 yr ago
- 12 replies
- 1808
- DanYNAB Support10 mths ago
- Parenting
Shifting priorities - kitchen or puppy
I've been plugging away to save up for a new kitchen. It's original 1973 complete with the harvest gold countertops and plastic mouldings. My husband grew up in this house and he doesn't quite see…
- Frugalflamesfan
- Frugalflamesfan
- 10 mths ago
- 8 replies
- 924
- Frugalflamesfan10 mths ago
- Parenting

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