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How to explain the YNAB method succinctly?
Hi, After enthusiastically explaining to my Wife how YNAB is helping me budget properly and actually track my spending she has agreed to give it a go. However,…
- Turquoise Major
- Turquoise_Major.5
- 2 yrs ago
- 4 replies
- 195
- 1
- Slate Blue Pilot2 yrs ago
- Money & Relationships
Misplaced sentimentality
I'm still new to YNAB and like it very much. I'm starting to follow some of the advice, and find that sentimentality is a challenge for me. I think I / we (husband included) are sentimental about…
- Julie
- sandhills_rider
- 2 yrs ago
- 15 replies
- 401
- 1
- Julie2 yrs ago
- Money & Relationships
Has anyone tried teaching a short course on budgeting and YNAB? Any recommendations?
I'm thinking of putting together a personal finance and budgeting talk (maybe 2 hours?) for my church. Has anyone done something like this before? I'd love to get some recommendations as to how I…
- paveln
- paveln
- 3 yrs ago
- 9 replies
- 717
- 4
- casner2 yrs ago
- Money & Relationships
Budgeting with a Partner with Separate Finances
Super sorry in advance for the long post, just trying to make sure you all understand where I am in order to help me. My fiancé (M) and I (J) began using YNAB this January,…
- Alice Blue Rain
- Alice_Blue_Rain.3
- 2 yrs ago
- 10 replies
- 1,081
- 1
- farfromtheusual2 yrs ago
- Money & Relationships
Blog Post - Why We Keep Our Accounts Separate
I just finished reading a YNAB Blog post titled Why We Keep Our Accounts Separate . The author, Charlene (@ckennebeck ?), discusses how she and her husband have separate bank accounts and split the…
- Jherrmann5
- Jherrmann5
- 2 yrs ago
- 2 replies
- 210
- monkeyhanger2 yrs ago
- Money & Relationships
How do you keep your spouse/partner engaged in YNAB?
Hi! I'm excited to learn about this new forum and see how it works out. :) I am the primary budget/money person in my marriage. I pay the bills, I reconcile our YNAB accounts, etc.…
- Ang
- Nutritionist
- arlmnop
- 3 yrs ago
- 63 replies
- 4,501
- 3
- Cadet Blue Nomad2 yrs ago
- Money & Relationships
We're all family, right?
Has anyone tried https://goodbudget.com/ ? I'm still looking for a Spanish budgeting app. In their very detailed release notes, https://goodbudget.com/2011/05/changelog-release-notes/#.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 3 replies
- 115
- Khaki Storm2 yrs ago
- Money & Relationships
Roommates
How do I post money paid to me from roommates for rent? They give me their share and I paid the rent out of my account
- Turquoise Case
- Turquoise_Case.3
- 2 yrs ago
- 4 replies
- 304
- monkeyhanger2 yrs ago
- Money & Relationships
Separate Login Information
I found an old thread that stated the only way to share with your spouse is to give them your login credentials. Is that still true? I don't have a problem giving my husband my login info,…
- smdesign
- smdesign
- 2 yrs ago
- 4 replies
- 191
- FanessYNAB Team2 yrs ago
- Money & Relationships
Bridge Loan
How did I get into a house too big for my budget? My eyes were too big, my calculations too clever, my research too great, loan offenders very willing to help me and a bridge loan!…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 6 replies
- 138
- 1
- Khaki Storm2 yrs ago
- Money & Relationships
Funerals
This is something I wrote to all my friends almost 5 years ago. If you're in the funeral home business, please take note this is my family's experience.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 1 reply
- 197
- Khaki Storm2 yrs ago
- Money & Relationships
Budget by default in a couple sharing situation
Hi, My wife and I are using the last version of YNAB. We have 3 budgets : My personal one, her personal one and the couple one. As we use the same credential to log in,…
- Ralph
- Hot_Pink_Falafel.3
- 2 yrs ago
- 1 reply
- 128
- mamster2 yrs ago
- Money & Relationships
Budgeting with Unemployment Benefits
Hi, has anyone used YNAB to budget with their unemployment benefits?
- Lavender Piano
- Lavender_Piano.2
- 2 yrs ago
- 2 replies
- 177
- dakinemaui2 yrs ago
- Money & Relationships
Multiple Accounts, one Budget - YNAB Classic
I'm on Classic, not the online subscription version. I've read a number of blog and forum posts and they all seem to only talk about how the budget doesn't care where the money comes from - Right I…
- Tomato Stallion
- Tomato_Stallion
- 3 yrs ago
- 10 replies
- 3,424
- Cornflower Blue Sidewinder2 yrs ago
- Money & Relationships
Splitting YNAB tasks between us
We're trying a different way of splitting the YNABing than we have before and it occurred to me there may be other methods we haven't tried before. How do you split the YNAB tasks between you?…
- Blue Bird
- Family budgeter
- blue_bird
- 3 yrs ago
- 5 replies
- 870
- 1
- Cornflower Blue Sidewinder2 yrs ago
- Money & Relationships
Accounting for gifts . . .
I notice that a large portion of my spending goes towards gifting to others in the form of: dining out (primarily my mom, but also my great-aunt, for whom I am responsible,…
- MacGsMom
- Editor. Artist. Book fiend.
- bookgirl1010
- 2 yrs ago
- 3 replies
- 357
- 1
- HappyDance2 yrs ago
- Money & Relationships
How often you need to have budget meetings with a partner
Okay, so husband and I get paid ~twice a month. I'm on the every two weeks cycle and he's set for the 15th and 30th so sometimes we are in sync and we have 2 meetings that month to give every dollar…
- Gold Panther
- Gold_Panther
- 3 yrs ago
- 17 replies
- 2,318
- 1
- SLautman2 yrs ago
- Money & Relationships
YNAB and kids?
Has anyone used than with their kids? Our had any success generally in handing down the lifesaving principles of zero-based budgeting? These are such critical life skills — every day I try not to…
- Scott
- scott
- 3 yrs ago
- 10 replies
- 1,482
- 2
- JollyB2 yrs ago
- Money & Relationships
Joint Account with My Sister
I'm struggling to find a good set up for my current situation. The challenge: I share a joint account with my sister for some family matters. How do I manage that joint checking's account on YNAB?…
- Jess
- ynabjess
- 2 yrs ago
- 5 replies
- 521
- 1
- HappyDance2 yrs ago
- Money & Relationships
Money conversations when you aren't on the same page (or even maybe in the same book!)
Hi all, Husband of 18 years and together since I was 17 he was 18 (now 42/43). I've used YNAB for 21 months. He won't even talk about it - and is a 'set and forget' but also 'head in sand' kind of…
- rushiec
- I choose forwards!
- rushiec
- 3 yrs ago
- 7 replies
- 767
- 2
- rushiec2 yrs ago
- Money & Relationships
When Your Friend Says She Wishes She Had As Much Money As You
Hi everyone! I have a quick question to ask everyone because I might need a little bit more help than I originally thought. I have a friend, let's call her "B",…
- Kate
- Joyful Technical Writer 🌴
- sweet_sunshine
- 3 yrs ago
- 16 replies
- 2,458
- 2
- puddlejumper243 yrs ago
- Money & Relationships
Pen&Paper Alternative to YNAB for Partner who HATES Computers
Hi there, I'm one month into YNAB and love it. Can't say enough about it. My partner and I have been walking that awkward balance beam of "what's mine is mine and yours is yours but also this is…
- Kombucha Kid
- Slate_Gray_Router.1
- 3 yrs ago
- 5 replies
- 958
- Kate3 yrs ago
- Money & Relationships
Common budget and presents?
How do couples do budgeting and buying present for each other in case of common budget? We've been using YNAB since April, but now Christmas is on the way and then both or our birthdays,…
- Wandering Dragon
- Artistic Programmer
- Dragon_wonder
- 3 yrs ago
- 10 replies
- 1,015
- Jon3 yrs ago
- Money & Relationships
Update on Mega Debt thread from 10 months ago
original post: https://support.youneedabudget.com/t/63klnk You know how life moves on? Well it did, and I had reason to come back in here and saw the original post above.…
- Tan Panther (0a8085aae832)
- Tan_Panther_0a8085aae83
- 3 yrs ago
- 1 reply
- 824
- Aritavashkai3 yrs ago
- Money & Relationships
Splitwise + Credit Cards + YNAB - oh my!
I have just started my 30 day trial of YNAB after struggling to keep myself on budget and racking up some credit card debt that I'd rather not have 🙀What continues to throw a wrench into my…
- Kat
- Kat_302
- 3 yrs ago
- 5 replies
- 1,606
- Kat3 yrs ago
- Money & Relationships

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