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Loans to other people
Hi there, I am new to YNAB and struggling find out the following, couldnt find anything in the forum/documentation or vids: What would be the best way to track my loans to other people,…
- Cornflower Blue Viper
- Cornflower_Blue_Viper.8
- 1 yr ago
- 6 replies
- 199
- Daily Impressions1 yr ago
- Money & Relationships
Hey Nerd, chill (podcast)
Just listened to the hey nerd chill episode (I also listened to the free spirit podcast that preceded it) and it was great. These two podcasts ought to be “required listening” when starting out.…
- MXMOM
- MXMOM
- 1 yr ago
- 3 replies
- 159
- 2
- MXMOM1 yr ago
- Money & Relationships
How to not keep up with the Jones's?
So much about money is mental. I can go 2 weeks and spend very little. I can be strong. But then something emotional happens, and I'm like "forget it". My biggest struggle is comparison.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 30 replies
- 484
- Purple Foal1 yr ago
- Money & Relationships
Does anyone in a couple budget alone?
I'm just wondering if there are other situations like mine out there. I'm a stay-at-home mom, and I've used YNAB for 10 years to manage our finances. My husband works. We have 3 kids.…
- Annieland
- I was told there would be no math.
- Annieland
- 2 yrs ago
- 71 replies
- 1,052
- 1
- farfromtheusual1 yr ago
- Money & Relationships
Can I track a loan?
Hi all, I'm a newbie here! I have loaned money to a family member, and I would like to keep track of his repayments and loan balance. Is this something YNAB can do? Thanks!
- Mama O'Munchkins
- Spring_Green_Hammerhead.4
- 2 yrs ago
- 10 replies
- 648
- 2
- HappyDance1 yr ago
- Money & Relationships
YNAB for Separated Parents with Ex's and New Partners
Hi guys! Here's my situation...not that uncommon, I don't think. I have an ex-wife. Mother of my kids. We split costs on kids activities (swimming, soccer, etc)....…
- Ryan Oakley
- Side-Hustler
- oakley
- 3 yrs ago
- 5 replies
- 1,944
- 1
- Cornflower Blue Elk1 yr ago
- Money & Relationships
Weekly Budgeting
So lets say that I wanted to set a weekly budget... for instance I want to more closely watch my spending on entertainment and eating out and wanted to budget weekly for like $125 - what's the best…
- Marcus Ayson
- Tan_Boat.11
- 2 yrs ago
- 2 replies
- 137
- dakinemaui2 yrs ago
- Money & Relationships
How can I encourage my boyfriend to save?
Hi YNABers! I have been trying to talk to my boyfriend about finances recently because we plan on getting married within the next few years. My parents did a really great job instilling financial…
- Alex
- ottobot
- 2 yrs ago
- 19 replies
- 449
- 2
- Mx Emmin2 yrs ago
- Money & Relationships
Newbie YNAB'er: How to make a budget with partner ?
Hi everybody, I'm new to YNAB and I must say I love it. It is exactly what I expect it to be for a budgeting tool. However It looks to me as a good fit for personal budgeting.…
- Bertv96
- Sky_Blue_Android.2
- 2 yrs ago
- 9 replies
- 219
- Powder Blue Pony2 yrs ago
- Money & Relationships
Having the "Budget Talk" with my spouse
Hi all, I've been using YNAB now for several weeks and I'm sold on it as the best way for my spouse and I to make sure we are spending beyond our resources.…
- Ellie Armsby
- choir_ellie
- 2 yrs ago
- 7 replies
- 235
- 1
- Powder Blue Pony2 yrs ago
- Money & Relationships
YNAB relationship win
My hubby who a few years ago pouted and stomped his feet whenever budgets were mentioned, actually used the term "whack a mole" correctly in reference to our discussing some unexpected expenses that…
- MXMOM
- MXMOM
- 2 yrs ago
- 5 replies
- 221
- 8
- Powder Blue Pony2 yrs ago
- Money & Relationships
Sharing a credit card and receiving rent payment
Not sure if this is the correction section but I am completely lost atm. I hope I can explain this properly.I've been using YNAB for about a month and its been working fine, until now.…
- Gold Display
- Gold_Display.5
- 2 yrs ago
- 4 replies
- 174
- Khaki Storm2 yrs ago
- Money & Relationships
Multiple Budgets on YNAB 4
I have done my elderly moms books after my dad passed away for years on YNAB 4. Does the new online version allow this or do you have to pay the monthly fee for each budget?
- Budget Lover
- Tomato_Lobster.5
- 2 yrs ago
- 6 replies
- 234
- FanessYNAB Team2 yrs ago
- Money & Relationships
Joining Forces - Combining Accounts
I just got married, and my wife and I have both been long-time YNAB users. We've looked at our options for continuing to use YNAB now that we're joining forces,…
- Ivory Hammer
- Ivory_Hammer.8
- 2 yrs ago
- 5 replies
- 162
- FanessYNAB Team2 yrs ago
- Money & Relationships
Divorce or dissolution of marriage
Not a fun topic at all. It's emotionaly and spiritually draining, as well as the long term financial impacts. I'm looking for a list of board guidelines,…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 23 replies
- 630
- Superbone2 yrs ago
- Money & Relationships
You know your spouse is on board when...
...this is the text he sends you.
- MXMOM
- MXMOM
- 2 yrs ago
- 3 replies
- 252
- 8
- Technicolor Cheetah2 yrs ago
- Money & Relationships
Need Help Trying to Save our Marriage with Separate Accounts and YNAB
I have read all the guides, participated in the workshops, and searched the forums, and I still need some help. In an effort to prevent Divorce, my husband and I are separating our finances.…
- Cup Cake
- cupcake
- 2 yrs ago
- 14 replies
- 397
- FanessYNAB Team2 yrs ago
- Money & Relationships
Advances and reimbursements to and from granddaughter
I have a budget category for my granddaughter. I pay some of her expenses, such as her, toll road charges, etc. She repays as she can. Before I handled all this on a spreadsheet,…
- Sky Blue Hail
- Sky_Blue_Hail.2
- 2 yrs ago
- 4 replies
- 113
- amz3107832 yrs ago
- Money & Relationships
Budgeting and the wider family
Hi all, Looking for some advice as to how people handle this. Apologies in advance if this descends into a bit of a rant, but my question is borne of frustration.…
- Turquoise Major
- Turquoise_Major.5
- 2 yrs ago
- 11 replies
- 378
- 2
- Turquoise Major2 yrs ago
- Money & Relationships
How I got my partner to YNAB with me (and you can too) - A success story
In April, I asked in the forums how to go about this: https://support.youneedabudget.com/t/80sf72 I just wanted to report back to share how we went about this because it worked surprisingly well.…
- Cornflower Blue Saxophone
- Cornflower_Blue_Saxophon.1
- 2 yrs ago
- 3 replies
- 322
- 3
- Turquoise Major2 yrs ago
- Money & Relationships
Finally convinced wife to YNAB with me. Should we start a fresh budget, and why?
I think I want to just add her accounts to my existing budget so we can more easily compare against the ~6 mo of categorized spending data I already have, since our main goal is to reduce spending.…
- Cornflower Blue Saxophone
- Cornflower_Blue_Saxophon.1
- 2 yrs ago
- 2 replies
- 190
- makaeo2 yrs ago
- Money & Relationships
Budget category for joint account?
I'm confused at which Budget Accounts to have in a joint account. We currently have; Cash Debit Card Credit Card Savings Will it work this way, or do there need to be supposed separate categories…
- Neya
- neya
- 2 yrs ago
- 1 reply
- 386
- bevocat2 yrs ago
- Money & Relationships
Budgeting as a couple
Hi friends! I'm curious how you all would approach this scenario. My partner and I have a joint account with all of our shared expenses (including our mortgage, utilities, software, gym memberships,…
- Steel Blue Admiral
- Steel_Blue_Admiral.2
- 2 yrs ago
- 7 replies
- 511
- 1
- eloquentz2 yrs ago
- Money & Relationships
Keeping track of overspending in categories
Hi there, It's my 4th day using YNAB and really want to make it work for me! I have set up my Categories and started budgeting for some things. One thing I realised as I was doing this is that,…
- KeepingAfloat
- Hot_Pink_Banjo.7
- 2 yrs ago
- 35 replies
- 492
- Technicolor Cheetah2 yrs ago
- Money & Relationships
money in checking and negative balance in budget!
I have a positive balance in my checking account, but my budget for the month is showing a negative balance! help!!!! i am about to cancel my subscription because have never been so frustrated!!!!!
- Orchid Hammerhead
- Orchid_Hammerhead.3
- 2 yrs ago
- 2 replies
- 166
- FanessYNAB Team2 yrs ago
- Money & Relationships

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