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Budgeting and the wider family
Hi all, Looking for some advice as to how people handle this. Apologies in advance if this descends into a bit of a rant, but my question is borne of frustration.…
- Turquoise Major
- Turquoise_Major.5
- 1 yr ago
- 11 replies
- 375
- 2
- Turquoise Major1 yr ago
- Money & Relationships
How I got my partner to YNAB with me (and you can too) - A success story
In April, I asked in the forums how to go about this: https://support.youneedabudget.com/t/80sf72 I just wanted to report back to share how we went about this because it worked surprisingly well.…
- Cornflower Blue Saxophone
- Cornflower_Blue_Saxophon.1
- 1 yr ago
- 3 replies
- 313
- 3
- Turquoise Major1 yr ago
- Money & Relationships
Finally convinced wife to YNAB with me. Should we start a fresh budget, and why?
I think I want to just add her accounts to my existing budget so we can more easily compare against the ~6 mo of categorized spending data I already have, since our main goal is to reduce spending.…
- Cornflower Blue Saxophone
- Cornflower_Blue_Saxophon.1
- 1 yr ago
- 2 replies
- 186
- makaeo1 yr ago
- Money & Relationships
Budget category for joint account?
I'm confused at which Budget Accounts to have in a joint account. We currently have; Cash Debit Card Credit Card Savings Will it work this way, or do there need to be supposed separate categories…
- Neya
- neya
- 1 yr ago
- 1 reply
- 366
- bevocat1 yr ago
- Money & Relationships
Budgeting as a couple
Hi friends! I'm curious how you all would approach this scenario. My partner and I have a joint account with all of our shared expenses (including our mortgage, utilities, software, gym memberships,…
- Steel Blue Admiral
- Steel_Blue_Admiral.2
- 2 yrs ago
- 7 replies
- 489
- 1
- eloquentz1 yr ago
- Money & Relationships
Keeping track of overspending in categories
Hi there, It's my 4th day using YNAB and really want to make it work for me! I have set up my Categories and started budgeting for some things. One thing I realised as I was doing this is that,…
- KeepingAfloat
- Hot_Pink_Banjo.7
- 1 yr ago
- 35 replies
- 467
- Technicolor Cheetah1 yr ago
- Money & Relationships
money in checking and negative balance in budget!
I have a positive balance in my checking account, but my budget for the month is showing a negative balance! help!!!! i am about to cancel my subscription because have never been so frustrated!!!!!
- Orchid Hammerhead
- Orchid_Hammerhead.3
- 1 yr ago
- 2 replies
- 165
- FanessYNAB Team1 yr ago
- Money & Relationships
How to explain the YNAB method succinctly?
Hi, After enthusiastically explaining to my Wife how YNAB is helping me budget properly and actually track my spending she has agreed to give it a go. However,…
- Turquoise Major
- Turquoise_Major.5
- 1 yr ago
- 4 replies
- 192
- 1
- Slate Blue Pilot1 yr ago
- Money & Relationships
Misplaced sentimentality
I'm still new to YNAB and like it very much. I'm starting to follow some of the advice, and find that sentimentality is a challenge for me. I think I / we (husband included) are sentimental about…
- Julie
- sandhills_rider
- 2 yrs ago
- 15 replies
- 399
- 1
- Julie2 yrs ago
- Money & Relationships
Has anyone tried teaching a short course on budgeting and YNAB? Any recommendations?
I'm thinking of putting together a personal finance and budgeting talk (maybe 2 hours?) for my church. Has anyone done something like this before? I'd love to get some recommendations as to how I…
- paveln
- paveln
- 2 yrs ago
- 9 replies
- 715
- 4
- casner2 yrs ago
- Money & Relationships
Budgeting with a Partner with Separate Finances
Super sorry in advance for the long post, just trying to make sure you all understand where I am in order to help me. My fiancé (M) and I (J) began using YNAB this January,…
- Alice Blue Rain
- Alice_Blue_Rain.3
- 2 yrs ago
- 10 replies
- 1,038
- 1
- farfromtheusual2 yrs ago
- Money & Relationships
Blog Post - Why We Keep Our Accounts Separate
I just finished reading a YNAB Blog post titled Why We Keep Our Accounts Separate . The author, Charlene (@ckennebeck ?), discusses how she and her husband have separate bank accounts and split the…
- Jherrmann5
- Jherrmann5
- 2 yrs ago
- 2 replies
- 204
- monkeyhanger2 yrs ago
- Money & Relationships
How do you keep your spouse/partner engaged in YNAB?
Hi! I'm excited to learn about this new forum and see how it works out. :) I am the primary budget/money person in my marriage. I pay the bills, I reconcile our YNAB accounts, etc.…
- Ang
- Nutritionist
- arlmnop
- 3 yrs ago
- 63 replies
- 4,488
- 3
- Cadet Blue Nomad2 yrs ago
- Money & Relationships
We're all family, right?
Has anyone tried https://goodbudget.com/ ? I'm still looking for a Spanish budgeting app. In their very detailed release notes, https://goodbudget.com/2011/05/changelog-release-notes/#.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 3 replies
- 112
- Khaki Storm2 yrs ago
- Money & Relationships
Roommates
How do I post money paid to me from roommates for rent? They give me their share and I paid the rent out of my account
- Turquoise Case
- Turquoise_Case.3
- 2 yrs ago
- 4 replies
- 288
- monkeyhanger2 yrs ago
- Money & Relationships
Separate Login Information
I found an old thread that stated the only way to share with your spouse is to give them your login credentials. Is that still true? I don't have a problem giving my husband my login info,…
- smdesign
- smdesign
- 2 yrs ago
- 4 replies
- 184
- FanessYNAB Team2 yrs ago
- Money & Relationships
Bridge Loan
How did I get into a house too big for my budget? My eyes were too big, my calculations too clever, my research too great, loan offenders very willing to help me and a bridge loan!…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 6 replies
- 133
- 1
- Khaki Storm2 yrs ago
- Money & Relationships
Funerals
This is something I wrote to all my friends almost 5 years ago. If you're in the funeral home business, please take note this is my family's experience.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 yrs ago
- 1 reply
- 176
- Khaki Storm2 yrs ago
- Money & Relationships
Budget by default in a couple sharing situation
Hi, My wife and I are using the last version of YNAB. We have 3 budgets : My personal one, her personal one and the couple one. As we use the same credential to log in,…
- Ralph
- Hot_Pink_Falafel.3
- 2 yrs ago
- 1 reply
- 128
- mamster2 yrs ago
- Money & Relationships
Budgeting with Unemployment Benefits
Hi, has anyone used YNAB to budget with their unemployment benefits?
- Lavender Piano
- Lavender_Piano.2
- 2 yrs ago
- 2 replies
- 174
- dakinemaui2 yrs ago
- Money & Relationships
Multiple Accounts, one Budget - YNAB Classic
I'm on Classic, not the online subscription version. I've read a number of blog and forum posts and they all seem to only talk about how the budget doesn't care where the money comes from - Right I…
- Tomato Stallion
- Tomato_Stallion
- 2 yrs ago
- 10 replies
- 3,354
- Cornflower Blue Sidewinder2 yrs ago
- Money & Relationships
Splitting YNAB tasks between us
We're trying a different way of splitting the YNABing than we have before and it occurred to me there may be other methods we haven't tried before. How do you split the YNAB tasks between you?…
- Blue Bird
- Family budgeter
- blue_bird
- 2 yrs ago
- 5 replies
- 869
- 1
- Cornflower Blue Sidewinder2 yrs ago
- Money & Relationships
Accounting for gifts . . .
I notice that a large portion of my spending goes towards gifting to others in the form of: dining out (primarily my mom, but also my great-aunt, for whom I am responsible,…
- MacGsMom
- Editor. Artist. Book fiend.
- bookgirl1010
- 2 yrs ago
- 3 replies
- 344
- 1
- HappyDance2 yrs ago
- Money & Relationships
How often you need to have budget meetings with a partner
Okay, so husband and I get paid ~twice a month. I'm on the every two weeks cycle and he's set for the 15th and 30th so sometimes we are in sync and we have 2 meetings that month to give every dollar…
- Gold Panther
- Gold_Panther
- 3 yrs ago
- 17 replies
- 2,311
- 1
- SLautman2 yrs ago
- Money & Relationships
YNAB and kids?
Has anyone used than with their kids? Our had any success generally in handing down the lifesaving principles of zero-based budgeting? These are such critical life skills — every day I try not to…
- Scott
- scott
- 3 yrs ago
- 10 replies
- 1,473
- 2
- JollyB2 yrs ago
- Money & Relationships

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