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Does anyone in a couple budget alone?
I'm just wondering if there are other situations like mine out there. I'm a stay-at-home mom, and I've used YNAB for 10 years to manage our finances. My husband works. We have 3 kids.…
- Annieland
- YNABbing every day since 2009!
- Annieland
- 11 days ago
- 49 replies
- 342
- Momofboysx317 min ago
- Money & Relationships
How can I encourage my boyfriend to save?
Hi YNABers! I have been trying to talk to my boyfriend about finances recently because we plan on getting married within the next few years. My parents did a really great job instilling financial…
- Alex
- ottobot
- 6 mths ago
- 18 replies
- 235
- 2
- Powder Blue Pony5 hrs ago
- Money & Relationships
Newbie YNAB'er: How to make a budget with partner ?
Hi everybody, I'm new to YNAB and I must say I love it. It is exactly what I expect it to be for a budgeting tool. However It looks to me as a good fit for personal budgeting.…
- Bertv96
- Sky_Blue_Android.2
- 2 mths ago
- 9 replies
- 125
- Powder Blue Pony9 hrs ago
- Money & Relationships
Having the "Budget Talk" with my spouse
Hi all, I've been using YNAB now for several weeks and I'm sold on it as the best way for my spouse and I to make sure we are spending beyond our resources.…
- Ellie Armsby
- choir_ellie
- 2 mths ago
- 7 replies
- 141
- 1
- Powder Blue Pony10 hrs ago
- Money & Relationships
YNAB relationship win
My hubby who a few years ago pouted and stomped his feet whenever budgets were mentioned, actually used the term "whack a mole" correctly in reference to our discussing some unexpected expenses that…
- MXMOM
- MXMOM
- 3 wk ago
- 5 replies
- 144
- 8
- Powder Blue Pony5 days ago
- Money & Relationships
Linking same bank account to 2 YNAB accounts?
Hi there, I'm moving in with my partner - yay! We're planning to have our personal bank accounts, and one bank account for the household that we use for common spendings (groceries, bills, etc.).…
- nomade0
- Silver_Door.5
- 10 days ago
- 31 replies
- 143
- Annieland6 days ago
- Money & Relationships
Separating and preparing for divorce
My husband and I are separating and headed for divorce. We’ve been using YNAB for about a year and a half and frankly it’s been the best thing that’s ever happened to our cash flow!…
- Violet Storm
- Violet_Storm.1
- 3 wk ago
- 12 replies
- 247
- Violet Storm2 wk ago
- Money & Relationships
Sharing a credit card and receiving rent payment
Not sure if this is the correction section but I am completely lost atm. I hope I can explain this properly.I've been using YNAB for about a month and its been working fine, until now.…
- Gold Display
- Gold_Display.5
- 2 wk ago
- 4 replies
- 37
- Khaki Storm2 wk ago
- Money & Relationships
Sharing a budget with my partner
Hi new on YNAB. I would love to learn How to share a budget with my partner. Anyone who can help? Thanks!
- Cyan Song
- Cyan_Song
- 1 yr ago
- 92 replies
- 6,763
- 5
- Sky Blue Motherboard3 wk ago
- Money & Relationships
Multiple Budgets on YNAB 4
I have done my elderly moms books after my dad passed away for years on YNAB 4. Does the new online version allow this or do you have to pay the monthly fee for each budget?
- Budget Lover
- Tomato_Lobster.5
- 1 mth ago
- 6 replies
- 96
- FanessYNAB Support3 wk ago
- Money & Relationships
Joining Forces - Combining Accounts
I just got married, and my wife and I have both been long-time YNAB users. We've looked at our options for continuing to use YNAB now that we're joining forces,…
- Ivory Hammer
- Ivory_Hammer.8
- 1 mth ago
- 5 replies
- 96
- FanessYNAB Support3 wk ago
- Money & Relationships
Divorce or dissolution of marriage
Not a fun topic at all. It's emotionaly and spiritually draining, as well as the long term financial impacts. I'm looking for a list of board guidelines,…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 3 mths ago
- 23 replies
- 440
- Superbone4 wk ago
- Money & Relationships
You know your spouse is on board when...
...this is the text he sends you.
- MXMOM
- MXMOM
- 1 mth ago
- 3 replies
- 141
- 7
- Technicolor Cheetah1 mth ago
- Money & Relationships
Need Help Trying to Save our Marriage with Separate Accounts and YNAB
I have read all the guides, participated in the workshops, and searched the forums, and I still need some help. In an effort to prevent Divorce, my husband and I are separating our finances.…
- Cup Cake
- cupcake
- 4 mths ago
- 14 replies
- 244
- FanessYNAB Support1 mth ago
- Money & Relationships
Advances and reimbursements to and from granddaughter
I have a budget category for my granddaughter. I pay some of her expenses, such as her, toll road charges, etc. She repays as she can. Before I handled all this on a spreadsheet,…
- Sky Blue Hail
- Sky_Blue_Hail.2
- 3 mths ago
- 4 replies
- 77
- amz3107833 mths ago
- Money & Relationships
Budgeting and the wider family
Hi all, Looking for some advice as to how people handle this. Apologies in advance if this descends into a bit of a rant, but my question is borne of frustration.…
- Turquoise Major
- Turquoise_Major.5
- 3 mths ago
- 11 replies
- 232
- 2
- Turquoise Major3 mths ago
- Money & Relationships
How I got my partner to YNAB with me (and you can too) - A success story
In April, I asked in the forums how to go about this: https://support.youneedabudget.com/t/80sf72 I just wanted to report back to share how we went about this because it worked surprisingly well.…
- Cornflower Blue Saxophone
- Cornflower_Blue_Saxophon.1
- 4 mths ago
- 3 replies
- 177
- 3
- Turquoise Major3 mths ago
- Money & Relationships
Finally convinced wife to YNAB with me. Should we start a fresh budget, and why?
I think I want to just add her accounts to my existing budget so we can more easily compare against the ~6 mo of categorized spending data I already have, since our main goal is to reduce spending.…
- Cornflower Blue Saxophone
- Cornflower_Blue_Saxophon.1
- 5 mths ago
- 2 replies
- 139
- makaeo4 mths ago
- Money & Relationships
Budget category for joint account?
I'm confused at which Budget Accounts to have in a joint account. We currently have; Cash Debit Card Credit Card Savings Will it work this way, or do there need to be supposed separate categories…
- Neya
- neya
- 4 mths ago
- 1 reply
- 100
- bevocat4 mths ago
- Money & Relationships
Budgeting as a couple
Hi friends! I'm curious how you all would approach this scenario. My partner and I have a joint account with all of our shared expenses (including our mortgage, utilities, software, gym memberships,…
- Steel Blue Admiral
- Steel_Blue_Admiral.2
- 7 mths ago
- 7 replies
- 265
- eloquentz4 mths ago
- Money & Relationships
Keeping track of overspending in categories
Hi there, It's my 4th day using YNAB and really want to make it work for me! I have set up my Categories and started budgeting for some things. One thing I realised as I was doing this is that,…
- KeepingAfloat
- Hot_Pink_Banjo.7
- 5 mths ago
- 35 replies
- 218
- Technicolor Cheetah5 mths ago
- Money & Relationships
money in checking and negative balance in budget!
I have a positive balance in my checking account, but my budget for the month is showing a negative balance! help!!!! i am about to cancel my subscription because have never been so frustrated!!!!!
- Orchid Hammerhead
- Orchid_Hammerhead.3
- 5 mths ago
- 2 replies
- 101
- FanessYNAB Support5 mths ago
- Money & Relationships
How to explain the YNAB method succinctly?
Hi, After enthusiastically explaining to my Wife how YNAB is helping me budget properly and actually track my spending she has agreed to give it a go. However,…
- Turquoise Major
- Turquoise_Major.5
- 5 mths ago
- 4 replies
- 149
- 1
- Slate Blue Pilot5 mths ago
- Money & Relationships
Misplaced sentimentality
I'm still new to YNAB and like it very much. I'm starting to follow some of the advice, and find that sentimentality is a challenge for me. I think I / we (husband included) are sentimental about…
- Julie
- sandhills_rider
- 6 mths ago
- 15 replies
- 376
- Julie6 mths ago
- Money & Relationships
Has anyone tried teaching a short course on budgeting and YNAB? Any recommendations?
I'm thinking of putting together a personal finance and budgeting talk (maybe 2 hours?) for my church. Has anyone done something like this before? I'd love to get some recommendations as to how I…
- paveln
- paveln
- 1 yr ago
- 9 replies
- 684
- 4
- casner6 mths ago
- Money & Relationships

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