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Money & Relationships

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Tools to budget as a couple?
Hi YNABers! My partner and I are seeking tools to help us rethink our budget. We live together - - he owns the house and pays mortgage and home improvement expenses, I contribute to bills.…
- Hot Pink Yeti
- Hot_Pink_Yeti.2
- 23 hrs ago
- 2 replies
- 33
- Hot Pink Yeti18 hrs ago
- Money & Relationships
Surprises / presents when only one of you manages budgets
So I'm the one in our marriage who does all the budgeting - my wife gave me access to her accounts so that I could do all the input for both of us and then just discuss spending and categories with…
- Chris Chip
- Cyan_Horse.12
- 9 days ago
- 3 replies
- 75
- MXMOM22 hrs ago
- Money & Relationships
Budgeting & using YNAB with my spouse
I've been using YNAB for over 3 years now. In that 3 years, I've never really been able to get my wife to be an active participant in it's use. I think her view is "I'm on top of the finances and…
- jestarr
- jestarr
- 3 wk ago
- 4 replies
- 197
- 1
- Navy Blue Pegasus11 days ago
- Money & Relationships
Sharing a budget with my partner
Hi new on YNAB. I would love to learn How to share a budget with my partner. Anyone who can help? Thanks!
- Cyan Song
- Cyan_Song
- 2 yrs ago
- 156 replies
- 10,868
- 19
- Orange Captain1 mth ago
- Money & Relationships
I just got Married - Help me avoid mistakes!
Hello everyone! A few weeks ago in the Colorado Rockies near Breckenridge I married the love of my life. We had already been together for 13 years but most of that time,…
- Mountain Lover
- Software Quality Assurance Analyst
- Mountainlover
- 1 mth ago
- 9 replies
- 165
- 1
- Gold Pilot1 mth ago
- Money & Relationships
Equity vs Equality in a shared budget
Some time back in another thread, the concept of equity vs equality came up with regard to how elective spending is budgeted between partners. I thought it might prompt an interesting discussion and…
- Scott
- In the beginning the budget was created. This has made many people very angry and has widely been regarded as a bad move
- Scottgoeshiking
- 2 mths ago
- 11 replies
- 277
- 1
- dakinemaui1 mth ago
- Money & Relationships
Very frustrated with my partner's lack of understanding of my YNAB ways.
Very frustrated with my partner's lack of understanding of my YNAB ways. I have been with my boyfriend for 4 years now (we are 25 and 29) and when I met him I was a HUGE spender but also a HUGE…
- Purple Lobster
- Purple_Lobster.9
- 5 mths ago
- 13 replies
- 519
- 2
- Cornflower Blue Hail3 mths ago
- Money & Relationships
Multiple budgets that interact
I would like to set up my household budget, budget so much for me personally, and budget so much for my wife's personal use. Would then like to set up the app on my smart phone to manage my personal…
- Beige Tugboat
- Beige_Tugboat.1
- 1 yr ago
- 15 replies
- 1,393
- FanessYNAB Support4 mths ago
- Money & Relationships
Divorced & Moving On Towards Financial Independence
Survivors of divorce, share your stories, wisdom, and tips as you progress towards in your journey to financial independence. :)
- Purple Foal
- Purple_Foal.3
- 10 mths ago
- 38 replies
- 592
- ukimagic2094 mths ago
- Money & Relationships
Help with August
Howdy y'all, So Corona has made a huge impact on my finances and I'm unsure how I'm going to make it going forward? I used to bring home $3200/month but due to COVID-19 my pay has decreased to…
- Nathan Dowlen
- Pianist, Chemical Operator
- natekittycat
- 5 mths ago
- 14 replies
- 176
- Nathan Dowlen5 mths ago
- Money & Relationships
Separating and preparing for divorce
My husband and I are separating and headed for divorce. We’ve been using YNAB for about a year and a half and frankly it’s been the best thing that’s ever happened to our cash flow!…
- Violet Storm
- Violet_Storm.1
- 1 yr ago
- 17 replies
- 570
- farfromtheusual5 mths ago
- Money & Relationships
Just installed Catalina...
For the first time since I was 12 or so, I don’t have a YNAB4 budget. That would be change enough on its own, but my dad taught me how to budget on YNAB4.…
- Habanero Salsa
- Second generation user
- Aquamarine_Pony.8
- 1 yr ago
- 14 replies
- 462
- 3
- Hot Pink Horn6 mths ago
- Money & Relationships
Using a Budget to Forecast Another Lifestyle
Hey Ya'll, So I was looking at mortgage calculators today and based on our income it suggested we could buy a home that would cost us nearly double in monthly cash-flow than I personally feel…
- Navy Blue Saxophone
- Navy_Blue_Saxophone.6
- 6 mths ago
- 7 replies
- 206
- Navy Blue Saxophone6 mths ago
- Money & Relationships
Guilt over good money news due to COVID?
So, the title might be a bit strange but I have an issue that is really hard to discuss with people right now. So I thought I would take a chance here and see if there are others who are in the same…
- Navy Blue Pegasus
- Navy_Blue_Pegasus.2
- 7 mths ago
- 26 replies
- 471
- 3
- EP6 mths ago
- Money & Relationships
Linking same bank account to 2 YNAB accounts?
Hi there, I'm moving in with my partner - yay! We're planning to have our personal bank accounts, and one bank account for the household that we use for common spendings (groceries, bills, etc.).…
- nomade0
- Silver_Door.5
- 1 yr ago
- 36 replies
- 455
- PhysicsGal6 mths ago
- Money & Relationships
Budgeting with spouse
I was hoping to get some feedback from the forum about budgeting with a spouse. For context, my spouse earns a high income and has always been good at saving money.…
- Beige Flute
- Beige_Flute.8
- 8 mths ago
- 20 replies
- 754
- 3
- Powder Blue Pony7 mths ago
- Money & Relationships
Is YNAB secure?
Hi! So I am starting a budget with my husband and I have my accounts linked but he doesn't want to link his because he doesn't think it's safe. Is our bank information 100% secure?
- Slate Blue Pilot
- Slate_Blue_Pilot.3
- 1 yr ago
- 7 replies
- 821
- 2
- Orange Display7 mths ago
- Money & Relationships
George Mueller
Up front, please forgive the exclusivity of this question. I don't mean to isolate anyone by way of it, but it is a question related specifically to faith,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 4 replies
- 268
- 1
- Sky Blue Tugboat10 mths ago
- Money & Relationships
One YNABer/One Not Household
Moved in with my girlfriend recently. Haven't really merged finances much yet but it's coming up. Trying to figure out the best way to track it and keep it reflected for my budget and my analytics.…
- Maroon Rain
- Maroon_Rain
- 8 mths ago
- 4 replies
- 207
- dakinemaui8 mths ago
- Money & Relationships
joint budget nuts and bolts
I've been budgeting in YNAB a couple months now and am loving it. I think I'm ready to add my husband. As it is, I make most of the money and handle 95% of the finances.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 8 mths ago
- 1 reply
- 128
- FanessYNAB Support8 mths ago
- Money & Relationships
Ayurveda for budgeting?
I just learned about Ayurveda personally types by two ten minute videos. The tutorial focused on health and medicine, but I wonder if there's a budgeting application as well.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 8 mths ago
- 76
- Money & Relationships
43% of Americans keep this secret from their partner
https://apple.news/AdwnwsTwwTkysDvi03UgzOg
- MXMOM
- MXMOM
- 8 mths ago
- 1 reply
- 148
- smella8 mths ago
- Money & Relationships
Using a joint Credit Card. Only I YNAB.
Hello, My wife is not a YNABer, she can actually do it all in her brain. I rely on YNAB 100%. We want to use a joint credit card to maximize the rewards,…
- Cyan Android
- Cyan_Android
- 10 mths ago
- 5 replies
- 181
- casner9 mths ago
- Money & Relationships
Yours, Mine and Ours
Hello, I am getting ready to get started on YNAB with my boyfriend. I have my own accounts, he has his, and we have an ours account as well. He has kids as do I so some of that budgeting will be…
- Orchid Barnacle
- Orchid_Barnacle.5
- 9 mths ago
- 1 reply
- 112
- dakinemaui9 mths ago
- Money & Relationships
Loans to other people
Hi there, I am new to YNAB and struggling find out the following, couldnt find anything in the forum/documentation or vids: What would be the best way to track my loans to other people,…
- Cornflower Blue Viper
- Cornflower_Blue_Viper.8
- 10 mths ago
- 6 replies
- 182
- Daily Impressions10 mths ago
- Money & Relationships

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