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joint budget nuts and bolts
I've been budgeting in YNAB a couple months now and am loving it. I think I'm ready to add my husband. As it is, I make most of the money and handle 95% of the finances.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 8 days ago
- 1 reply
- 33
- FanessYNAB Support7 days ago
- Money & Relationships
Budgeting with spouse
I was hoping to get some feedback from the forum about budgeting with a spouse. For context, my spouse earns a high income and has always been good at saving money.…
- Beige Flute
- Beige_Flute.8
- 3 wk ago
- 20 replies
- 391
- 3
- Powder Blue Pony12 days ago
- Money & Relationships
One YNABer/One Not Household
Moved in with my girlfriend recently. Haven't really merged finances much yet but it's coming up. Trying to figure out the best way to track it and keep it reflected for my budget and my analytics.…
- Maroon Rain
- Maroon_Rain
- 2 wk ago
- 4 replies
- 92
- dakinemaui2 wk ago
- Money & Relationships
Ayurveda for budgeting?
I just learned about Ayurveda personally types by two ten minute videos. The tutorial focused on health and medicine, but I wonder if there's a budgeting application as well.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 3 wk ago
- 55
- Money & Relationships
43% of Americans keep this secret from their partner
https://apple.news/AdwnwsTwwTkysDvi03UgzOg
- MXMOM
- MXMOM
- 4 wk ago
- 1 reply
- 103
- smella3 wk ago
- Money & Relationships
Divorced & Moving On Towards Financial Independence
Survivors of divorce, share your stories, wisdom, and tips as you progress towards in your journey to financial independence. :)
- Purple Foal
- Purple_Foal.3
- 2 mths ago
- 36 replies
- 453
- PhysicsGal1 mth ago
- Money & Relationships
Using a joint Credit Card. Only I YNAB.
Hello, My wife is not a YNABer, she can actually do it all in her brain. I rely on YNAB 100%. We want to use a joint credit card to maximize the rewards,…
- Cyan Android
- Cyan_Android
- 2 mths ago
- 5 replies
- 107
- casner1 mth ago
- Money & Relationships
Sharing a budget with my partner
Hi new on YNAB. I would love to learn How to share a budget with my partner. Anyone who can help? Thanks!
- Cyan Song
- Cyan_Song
- 2 yrs ago
- 135 replies
- 9,147
- 12
- Aquamarine Commander1 mth ago
- Money & Relationships
Yours, Mine and Ours
Hello, I am getting ready to get started on YNAB with my boyfriend. I have my own accounts, he has his, and we have an ours account as well. He has kids as do I so some of that budgeting will be…
- Orchid Barnacle
- Orchid_Barnacle.5
- 1 mth ago
- 1 reply
- 61
- dakinemaui1 mth ago
- Money & Relationships
Loans to other people
Hi there, I am new to YNAB and struggling find out the following, couldnt find anything in the forum/documentation or vids: What would be the best way to track my loans to other people,…
- Cornflower Blue Viper
- Cornflower_Blue_Viper.8
- 2 mths ago
- 6 replies
- 80
- Daily Impressions2 mths ago
- Money & Relationships
Hey Nerd, chill (podcast)
Just listened to the hey nerd chill episode (I also listened to the free spirit podcast that preceded it) and it was great. These two podcasts ought to be “required listening” when starting out.…
- MXMOM
- MXMOM
- 2 mths ago
- 3 replies
- 87
- 2
- MXMOM2 mths ago
- Money & Relationships
How to not keep up with the Jones's?
So much about money is mental. I can go 2 weeks and spend very little. I can be strong. But then something emotional happens, and I'm like "forget it". My biggest struggle is comparison.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 5 mths ago
- 30 replies
- 420
- Purple Foal2 mths ago
- Money & Relationships
Just installed Catalina...
For the first time since I was 12 or so, I don’t have a YNAB4 budget. That would be change enough on its own, but my dad taught me how to budget on YNAB4.…
- Habanero Salsa
- Second generation user
- Aquamarine_Pony.8
- 4 mths ago
- 13 replies
- 299
- 3
- rehabguy19602 mths ago
- Money & Relationships
George Mueller
Up front, please forgive the exclusivity of this question. I don't mean to isolate anyone by way of it, but it is a question related specifically to faith,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 mths ago
- 4 replies
- 150
- 1
- Sky Blue Tugboat2 mths ago
- Money & Relationships
Does anyone in a couple budget alone?
I'm just wondering if there are other situations like mine out there. I'm a stay-at-home mom, and I've used YNAB for 10 years to manage our finances. My husband works. We have 3 kids.…
- Annieland
- YNABbing every day since 2009!
- Annieland
- 5 mths ago
- 71 replies
- 907
- farfromtheusual3 mths ago
- Money & Relationships
Can I track a loan?
Hi all, I'm a newbie here! I have loaned money to a family member, and I would like to keep track of his repayments and loan balance. Is this something YNAB can do? Thanks!
- Mama O'Munchkins
- Spring_Green_Hammerhead.4
- 1 yr ago
- 10 replies
- 433
- 1
- HappyDance3 mths ago
- Money & Relationships
YNAB for Separated Parents with Ex's and New Partners
Hi guys! Here's my situation...not that uncommon, I don't think. I have an ex-wife. Mother of my kids. We split costs on kids activities (swimming, soccer, etc)....…
- Ryan Oakley
- Side-Hustler
- oakley
- 2 yrs ago
- 5 replies
- 1,860
- 1
- Cornflower Blue Elk4 mths ago
- Money & Relationships
Weekly Budgeting
So lets say that I wanted to set a weekly budget... for instance I want to more closely watch my spending on entertainment and eating out and wanted to budget weekly for like $125 - what's the best…
- Marcus Ayson
- Tan_Boat.11
- 5 mths ago
- 2 replies
- 110
- dakinemaui5 mths ago
- Money & Relationships
How can I encourage my boyfriend to save?
Hi YNABers! I have been trying to talk to my boyfriend about finances recently because we plan on getting married within the next few years. My parents did a really great job instilling financial…
- Alex
- ottobot
- 1 yr ago
- 19 replies
- 344
- 2
- Mx Emmin5 mths ago
- Money & Relationships
Newbie YNAB'er: How to make a budget with partner ?
Hi everybody, I'm new to YNAB and I must say I love it. It is exactly what I expect it to be for a budgeting tool. However It looks to me as a good fit for personal budgeting.…
- Bertv96
- Sky_Blue_Android.2
- 8 mths ago
- 9 replies
- 186
- Powder Blue Pony5 mths ago
- Money & Relationships
Having the "Budget Talk" with my spouse
Hi all, I've been using YNAB now for several weeks and I'm sold on it as the best way for my spouse and I to make sure we are spending beyond our resources.…
- Ellie Armsby
- choir_ellie
- 8 mths ago
- 7 replies
- 198
- 1
- Powder Blue Pony5 mths ago
- Money & Relationships
YNAB relationship win
My hubby who a few years ago pouted and stomped his feet whenever budgets were mentioned, actually used the term "whack a mole" correctly in reference to our discussing some unexpected expenses that…
- MXMOM
- MXMOM
- 6 mths ago
- 5 replies
- 197
- 8
- Powder Blue Pony5 mths ago
- Money & Relationships
Linking same bank account to 2 YNAB accounts?
Hi there, I'm moving in with my partner - yay! We're planning to have our personal bank accounts, and one bank account for the household that we use for common spendings (groceries, bills, etc.).…
- nomade0
- Silver_Door.5
- 5 mths ago
- 31 replies
- 234
- Annieland5 mths ago
- Money & Relationships
Separating and preparing for divorce
My husband and I are separating and headed for divorce. We’ve been using YNAB for about a year and a half and frankly it’s been the best thing that’s ever happened to our cash flow!…
- Violet Storm
- Violet_Storm.1
- 6 mths ago
- 12 replies
- 322
- Violet Storm6 mths ago
- Money & Relationships
Sharing a credit card and receiving rent payment
Not sure if this is the correction section but I am completely lost atm. I hope I can explain this properly.I've been using YNAB for about a month and its been working fine, until now.…
- Gold Display
- Gold_Display.5
- 6 mths ago
- 4 replies
- 115
- Khaki Storm6 mths ago
- Money & Relationships

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