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When do you know you have enough to relocate?
Hi all I was hoping to get some thoughts on this subject: We live in a big city and earning very good salaries. We are in our mid-thirties and are hoping to move back to the countryside to be next…
- Lavender Hail
- Lavender_Hail.7
- 1 mth ago
- 3 replies
- 102
- Lavender Hail4 wk ago
- Money & Relationships
Need input on how to approach divorce settlement (emotional/financial advice, not legal)
I need advice that is a hybrid of financial/emotional/ethical. TL:DR -- if you are the one who left a marriage, and you paid less than half of household expenses during the relationship because you…
- labrucebee
- arts educator
- rockcreekpark
- 1 mth ago
- 27 replies
- 293
- Grogu1 mth ago
- Money & Relationships
Budgeting with spouse
I was hoping to get some feedback from the forum about budgeting with a spouse. For context, my spouse earns a high income and has always been good at saving money.…
- Beige Flute
- Beige_Flute.8
- 1 yr ago
- 20 replies
- 924
- 3
- Powder Blue Pony11 mths ago
- Money & Relationships
any advice for checking the budget LESS? :-/
A little over a year ago, I left a lucrative corporate job to join a startup. Our household cash income dropped drastically as a result of this change, as we knew it would.…
- LH
- hawthornesfalcon
- 2 mths ago
- 3 replies
- 206
- Melissa2 mths ago
- Money & Relationships
Sharing a budget with my partner
Hi new on YNAB. I would love to learn How to share a budget with my partner. Anyone who can help? Thanks!
- Cyan Song
- Cyan_Song
- 3 yrs ago
- 165 replies
- 11,664
- 22
- NicoleYNAB Support2 mths ago
- Money & Relationships
Helping out overdrawn husband while teaching budgeting skills
Okay, so I'm the budgeter and my husband is a fan but doesn't get into the nitty gritty. He also isn't as good about saving up for possible expenses, so apparently got himself some sort of Paypal…
- Blue Orca
- Blue_Orca.9
- 2 mths ago
- 3 replies
- 120
- Blue Orca2 mths ago
- Money & Relationships
Feeling Beaten Down
Just about I am starting to feel a sense of control in my finance after a year of budgeting with YNAB, my wife told me that I need to give her 30k cash to cover some unexpected expenses,…
- albert
- Self Employed
- albertmoh
- 2 mths ago
- 6 replies
- 255
- GERG2 mths ago
- Money & Relationships
Wife and I have “moo” categories - reset each month or save over time?
Hi all! Following advice from Jesse , my wife and I each have our own “moo” categories, i.e. our own tiny discretionary funds. We keep them very low at $10/month,…
- Silver Guitar
- Silver_Guitar.10
- 2 mths ago
- 6 replies
- 186
- dakinemaui2 mths ago
- Money & Relationships
Equity vs Equality in a shared budget
Some time back in another thread, the concept of equity vs equality came up with regard to how elective spending is budgeted between partners. I thought it might prompt an interesting discussion and…
- Scott
- In the beginning the budget was created. This has made many people very angry and has widely been regarded as a bad move
- Scottgoeshiking
- 6 mths ago
- 16 replies
- 464
- 2
- Sky Blue Tugboat3 mths ago
- Money & Relationships
Using a Budget to Forecast Another Lifestyle
Hey Ya'll, So I was looking at mortgage calculators today and based on our income it suggested we could buy a home that would cost us nearly double in monthly cash-flow than I personally feel…
- Navy Blue Saxophone
- Navy_Blue_Saxophone.6
- 11 mths ago
- 8 replies
- 315
- NicolaQeen3 mths ago
- Money & Relationships
How to use Splitwise and YNAB?
Hello! So I have a question... My fiancee and I decided to use Splitwise and keep our own budget each instead of throwing our money together. We earn exactly the same amount and this gives us more…
- Alex Kree
- Turquoise_Hammerhead.11
- 4 mths ago
- 2 replies
- 82
- Alex Kree4 mths ago
- Money & Relationships
Budgeting with partner
I have been using YNAB for about seven years. Starting with the desktop version and onto the online version. I love using YNAB, but the struggle has always been with my other half.…
- FLMark80
- FLMark80
- 4 mths ago
- 5 replies
- 111
- FLMark804 mths ago
- Money & Relationships
Surprises / presents when only one of you manages budgets
So I'm the one in our marriage who does all the budgeting - my wife gave me access to her accounts so that I could do all the input for both of us and then just discuss spending and categories with…
- Chris Chip
- Cyan_Horse.12
- 4 mths ago
- 5 replies
- 178
- Chris Chip4 mths ago
- Money & Relationships
Divorced & Moving On Towards Financial Independence
Survivors of divorce, share your stories, wisdom, and tips as you progress towards in your journey to financial independence. :)
- Purple Foal
- Purple_Foal.3
- 1 yr ago
- 41 replies
- 697
- Superbone4 mths ago
- Money & Relationships
Tools to budget as a couple?
Hi YNABers! My partner and I are seeking tools to help us rethink our budget. We live together - - he owns the house and pays mortgage and home improvement expenses, I contribute to bills.…
- Hot Pink Yeti
- Hot_Pink_Yeti.2
- 4 mths ago
- 2 replies
- 110
- Hot Pink Yeti4 mths ago
- Money & Relationships
Budgeting & using YNAB with my spouse
I've been using YNAB for over 3 years now. In that 3 years, I've never really been able to get my wife to be an active participant in it's use. I think her view is "I'm on top of the finances and…
- jestarr
- jestarr
- 5 mths ago
- 4 replies
- 246
- 1
- MadDog4 mths ago
- Money & Relationships
I just got Married - Help me avoid mistakes!
Hello everyone! A few weeks ago in the Colorado Rockies near Breckenridge I married the love of my life. We had already been together for 13 years but most of that time,…
- Mountain Lover
- Software Quality Assurance Analyst
- Mountainlover
- 6 mths ago
- 9 replies
- 203
- 1
- Gold Pilot6 mths ago
- Money & Relationships
Very frustrated with my partner's lack of understanding of my YNAB ways.
Very frustrated with my partner's lack of understanding of my YNAB ways. I have been with my boyfriend for 4 years now (we are 25 and 29) and when I met him I was a HUGE spender but also a HUGE…
- Purple Lobster
- Purple_Lobster.9
- 10 mths ago
- 13 replies
- 577
- 2
- Cornflower Blue Hail8 mths ago
- Money & Relationships
Multiple budgets that interact
I would like to set up my household budget, budget so much for me personally, and budget so much for my wife's personal use. Would then like to set up the app on my smart phone to manage my personal…
- Beige Tugboat
- Beige_Tugboat.1
- 2 yrs ago
- 15 replies
- 1,541
- 1
- FanessYNAB Team8 mths ago
- Money & Relationships
Help with August
Howdy y'all, So Corona has made a huge impact on my finances and I'm unsure how I'm going to make it going forward? I used to bring home $3200/month but due to COVID-19 my pay has decreased to…
- Nathan Dowlen
- Pianist, Chemical Operator
- natekittycat
- 9 mths ago
- 14 replies
- 182
- Nathan Dowlen9 mths ago
- Money & Relationships
Separating and preparing for divorce
My husband and I are separating and headed for divorce. We’ve been using YNAB for about a year and a half and frankly it’s been the best thing that’s ever happened to our cash flow!…
- Violet Storm
- Violet_Storm.1
- 1 yr ago
- 17 replies
- 610
- farfromtheusual10 mths ago
- Money & Relationships
Just installed Catalina...
For the first time since I was 12 or so, I don’t have a YNAB4 budget. That would be change enough on its own, but my dad taught me how to budget on YNAB4.…
- Habanero Salsa
- Second generation user
- Aquamarine_Pony.8
- 1 yr ago
- 14 replies
- 504
- 3
- Hot Pink Horn10 mths ago
- Money & Relationships
Guilt over good money news due to COVID?
So, the title might be a bit strange but I have an issue that is really hard to discuss with people right now. So I thought I would take a chance here and see if there are others who are in the same…
- MadDog
- Navy_Blue_Pegasus.2
- 11 mths ago
- 26 replies
- 483
- 3
- EP11 mths ago
- Money & Relationships
Linking same bank account to 2 YNAB accounts?
Hi there, I'm moving in with my partner - yay! We're planning to have our personal bank accounts, and one bank account for the household that we use for common spendings (groceries, bills, etc.).…
- nomade0
- Silver_Door.5
- 1 yr ago
- 36 replies
- 506
- PhysicsGal11 mths ago
- Money & Relationships
Is YNAB secure?
Hi! So I am starting a budget with my husband and I have my accounts linked but he doesn't want to link his because he doesn't think it's safe. Is our bank information 100% secure?
- Slate Blue Pilot
- Slate_Blue_Pilot.3
- 2 yrs ago
- 7 replies
- 904
- 3
- Orange Display1 yr ago
- Money & Relationships

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