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For the first time since I was 12 or so, I don’t have a YNAB4 budget. That would be change enough on its own, but my dad taught me how to budget on YNAB4.…
- Habanero Salsa
- Second generation user
- Aquamarine_Pony.8
- 6 mths ago
- 14 replies
- 368
- 3
- Hot Pink Horn11 days ago
- Money & Relationships
Using a Budget to Forecast Another Lifestyle
Hey Ya'll, So I was looking at mortgage calculators today and based on our income it suggested we could buy a home that would cost us nearly double in monthly cash-flow than I personally feel…
- Navy Blue Saxophone
- Navy_Blue_Saxophone.6
- 13 days ago
- 7 replies
- 72
- Navy Blue Saxophone13 days ago
- Money & Relationships
Guilt over good money news due to COVID?
So, the title might be a bit strange but I have an issue that is really hard to discuss with people right now. So I thought I would take a chance here and see if there are others who are in the same…
- Navy Blue Pegasus
- Navy_Blue_Pegasus.2
- 1 mth ago
- 26 replies
- 326
- 3
- EP2 wk ago
- Money & Relationships
Linking same bank account to 2 YNAB accounts?
Hi there, I'm moving in with my partner - yay! We're planning to have our personal bank accounts, and one bank account for the household that we use for common spendings (groceries, bills, etc.).…
- nomade0
- Silver_Door.5
- 7 mths ago
- 36 replies
- 311
- PhysicsGal3 wk ago
- Money & Relationships
Budgeting with spouse
I was hoping to get some feedback from the forum about budgeting with a spouse. For context, my spouse earns a high income and has always been good at saving money.…
- Beige Flute
- Beige_Flute.8
- 2 mths ago
- 20 replies
- 538
- 3
- Powder Blue Pony1 mth ago
- Money & Relationships
Is YNAB secure?
Hi! So I am starting a budget with my husband and I have my accounts linked but he doesn't want to link his because he doesn't think it's safe. Is our bank information 100% secure?
- Slate Blue Pilot
- Slate_Blue_Pilot.3
- 1 yr ago
- 7 replies
- 668
- 1
- Orange Display1 mth ago
- Money & Relationships
Sharing a budget with my partner
Hi new on YNAB. I would love to learn How to share a budget with my partner. Anyone who can help? Thanks!
- Cyan Song
- Cyan_Song
- 2 yrs ago
- 136 replies
- 9,541
- 12
- Sneaky Turtle1 mth ago
- Money & Relationships
George Mueller
Up front, please forgive the exclusivity of this question. I don't mean to isolate anyone by way of it, but it is a question related specifically to faith,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 4 replies
- 219
- 1
- Sky Blue Tugboat4 mths ago
- Money & Relationships
One YNABer/One Not Household
Moved in with my girlfriend recently. Haven't really merged finances much yet but it's coming up. Trying to figure out the best way to track it and keep it reflected for my budget and my analytics.…
- Maroon Rain
- Maroon_Rain
- 2 mths ago
- 4 replies
- 148
- dakinemaui2 mths ago
- Money & Relationships
joint budget nuts and bolts
I've been budgeting in YNAB a couple months now and am loving it. I think I'm ready to add my husband. As it is, I make most of the money and handle 95% of the finances.…
- Steel Blue Sound
- Steel_Blue_Sound.9
- 2 mths ago
- 1 reply
- 56
- FanessYNAB Support2 mths ago
- Money & Relationships
Ayurveda for budgeting?
I just learned about Ayurveda personally types by two ten minute videos. The tutorial focused on health and medicine, but I wonder if there's a budgeting application as well.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 mths ago
- 62
- Money & Relationships
43% of Americans keep this secret from their partner
https://apple.news/AdwnwsTwwTkysDvi03UgzOg
- MXMOM
- MXMOM
- 2 mths ago
- 1 reply
- 123
- smella2 mths ago
- Money & Relationships
Divorced & Moving On Towards Financial Independence
Survivors of divorce, share your stories, wisdom, and tips as you progress towards in your journey to financial independence. :)
- Purple Foal
- Purple_Foal.3
- 4 mths ago
- 36 replies
- 474
- PhysicsGal3 mths ago
- Money & Relationships
Using a joint Credit Card. Only I YNAB.
Hello, My wife is not a YNABer, she can actually do it all in her brain. I rely on YNAB 100%. We want to use a joint credit card to maximize the rewards,…
- Cyan Android
- Cyan_Android
- 4 mths ago
- 5 replies
- 122
- casner3 mths ago
- Money & Relationships
Yours, Mine and Ours
Hello, I am getting ready to get started on YNAB with my boyfriend. I have my own accounts, he has his, and we have an ours account as well. He has kids as do I so some of that budgeting will be…
- Orchid Barnacle
- Orchid_Barnacle.5
- 3 mths ago
- 1 reply
- 78
- dakinemaui3 mths ago
- Money & Relationships
Loans to other people
Hi there, I am new to YNAB and struggling find out the following, couldnt find anything in the forum/documentation or vids: What would be the best way to track my loans to other people,…
- Cornflower Blue Viper
- Cornflower_Blue_Viper.8
- 4 mths ago
- 6 replies
- 90
- Daily Impressions4 mths ago
- Money & Relationships
Hey Nerd, chill (podcast)
Just listened to the hey nerd chill episode (I also listened to the free spirit podcast that preceded it) and it was great. These two podcasts ought to be “required listening” when starting out.…
- MXMOM
- MXMOM
- 4 mths ago
- 3 replies
- 96
- 2
- MXMOM4 mths ago
- Money & Relationships
How to not keep up with the Jones's?
So much about money is mental. I can go 2 weeks and spend very little. I can be strong. But then something emotional happens, and I'm like "forget it". My biggest struggle is comparison.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 7 mths ago
- 30 replies
- 429
- Purple Foal4 mths ago
- Money & Relationships
Does anyone in a couple budget alone?
I'm just wondering if there are other situations like mine out there. I'm a stay-at-home mom, and I've used YNAB for 10 years to manage our finances. My husband works. We have 3 kids.…
- Annieland
- YNABbing every day since 2009!
- Annieland
- 7 mths ago
- 71 replies
- 930
- farfromtheusual5 mths ago
- Money & Relationships
Can I track a loan?
Hi all, I'm a newbie here! I have loaned money to a family member, and I would like to keep track of his repayments and loan balance. Is this something YNAB can do? Thanks!
- Mama O'Munchkins
- Spring_Green_Hammerhead.4
- 1 yr ago
- 10 replies
- 483
- 1
- HappyDance5 mths ago
- Money & Relationships
YNAB for Separated Parents with Ex's and New Partners
Hi guys! Here's my situation...not that uncommon, I don't think. I have an ex-wife. Mother of my kids. We split costs on kids activities (swimming, soccer, etc)....…
- Ryan Oakley
- Side-Hustler
- oakley
- 2 yrs ago
- 5 replies
- 1,877
- 1
- Cornflower Blue Elk6 mths ago
- Money & Relationships
Weekly Budgeting
So lets say that I wanted to set a weekly budget... for instance I want to more closely watch my spending on entertainment and eating out and wanted to budget weekly for like $125 - what's the best…
- Marcus Ayson
- Tan_Boat.11
- 7 mths ago
- 2 replies
- 118
- dakinemaui7 mths ago
- Money & Relationships
How can I encourage my boyfriend to save?
Hi YNABers! I have been trying to talk to my boyfriend about finances recently because we plan on getting married within the next few years. My parents did a really great job instilling financial…
- Alex
- ottobot
- 1 yr ago
- 19 replies
- 370
- 2
- Mx Emmin7 mths ago
- Money & Relationships
Newbie YNAB'er: How to make a budget with partner ?
Hi everybody, I'm new to YNAB and I must say I love it. It is exactly what I expect it to be for a budgeting tool. However It looks to me as a good fit for personal budgeting.…
- Bertv96
- Sky_Blue_Android.2
- 9 mths ago
- 9 replies
- 205
- Powder Blue Pony7 mths ago
- Money & Relationships
Having the "Budget Talk" with my spouse
Hi all, I've been using YNAB now for several weeks and I'm sold on it as the best way for my spouse and I to make sure we are spending beyond our resources.…
- Ellie Armsby
- choir_ellie
- 10 mths ago
- 7 replies
- 208
- 1
- Powder Blue Pony7 mths ago
- Money & Relationships

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