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Challenge yourself or a group! Pay off your debt, reach a savings goal, or plan an entire month of budget-friendly meals. This is a place to dream big.
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  • The Official 2021 Debt Smackdown

    Welcome to YNAB's 2021 Debt Smackdown! Happy New Year! 2021 is going to be a good one, I can just tell - or we can will it to happen 😉 With over 500 participants and more than $4.…
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 1 mth ago
    • 820 replies
    • 3,441
    • 38
    • Pay Me To Draw5 hrs ago
    • Join A Challenge
    • Orchid Cup
    • Orchid_Cup.7
    • 3 mths ago
    • 3
    • Reported - view
    I remember someone shared a tip last year that we could bookmark the spreadsheet in such a way that your line would always be visible when you logged on (so you don't have to scroll to find your…
  • 2021 Age Of Money Challenge

    Who's glad 2020 is over? I know I am, and to start off the new year great I've continued a long tradition of the AoM challenge! RULES---- Choose a day every month that you will post your AOM to the…
    • Brandon Thomas
    • Technology & Innovation Manager
    • btlex7
    • 2 mths ago
    • 60 replies
    • 531
    • 8
    • Emma Catherine2 days ago
    • Join A Challenge
  • 2021: The Official YNAB Savings Challenge

    Welcome to the official YNAB Savings Challenge of 2021! It's that time of year where we reflect back and focus forward on what's to come in 2021! I know 2020 hit a lot of us in tough ways,…
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 3 mths ago
    • 117 replies
    • 1,602
    • 14
    • Emma Catherine2 days ago
    • Join A Challenge
  • Why 34 days?

    I'm curious where this specific number of days comes from for the 34 day reset! I thought it would be in the FAQs or basic description but I haven't found it. Thanks y'all!
    • Slate Gray Cobra
    • Slate_Gray_Cobra.1
    • 2 wk ago
    • 5 replies
    • 134
    • 1
    • Superbone2 wk ago
    • Join A Challenge
  • Breaking the YNAB Addiction

    Hey all you awesome YNAB users... . How do you all break the YNAB addiction; rather the constant daily, nay, the 4 hour checks on your Budget and Accounts to make sure nothing changed, or if it did,…
    • Dannis
    • Dannis_Annis
    • 1 yr ago
    • 36 replies
    • 1,378
    • 9
    • Fuzzball Meows3 wk ago
    • Join A Challenge
  • The Official 2020 Debt Smackdown

    Welcome to the Official* 2020 Debt Smackdown! Happy new year everyone! That's right, we're back for 2020. Last year we saw about 310 of us brutally destroy about $3 million in debt. Wow. Right.…
    • BritishMuseum
    • BritishMuseum
    • 1 yr ago
    • 3,750 replies
    • 14,027
    • 122
    • spyral1 mth ago
    • Join A Challenge
    • BritishMuseum
    • BritishMuseum
    • 1 yr ago
    • 17
    • Reported - view
    Hey Everyone! Since the sheet is so huge now I wanted to share a top tip to quickly find your row - if you bookmark the link somewhere in your browser,…
  • Split transaction between checking and cash accounts

    Hello, I am trying to figure out the logic beyond a split transaction that part of the amount is paid with cash. for simplicity, if a transaction amount is $40.…
    • Spring Green Clarinet
    • Spring_Green_Clarinet.7
    • 1 yr ago
    • 4 replies
    • 135
    • Paul20201 mth ago
    • Join A Challenge
  • The 34 Day Reset!!

    Happy New Year, everyone! 🎉 With 2020 officially in our rearview mirror (finally!), we’re kicking off 2021 with a brand new challenge for your budget! I don’t know about anyone else,…
    • FanessYNAB Team
    • Faness_YNAB
    • 3 mths ago
    • 197 replies
    • 1,450
    • 15
    • killerog2 mths ago
    • Join A Challenge
  • Age of Money - Twenty-twenty!

    Hey, in my variant of English it rhymes! Starting up the AoM challenge for the new year! ----RULES---- 1. Choose a day every month that you will post your AOM to the google spreadsheet (link below).…
    • bevocat
    • Sometimes, It Just Sucks to Be You
    • bevocat
    • 1 yr ago
    • 381 replies
    • 3,792
    • 16
    • Opal Freshness2 mths ago
    • Join A Challenge
    • NicoleYNAB Support
    • Support Manager
    • nicole_ynab
    • 1 yr ago
    • Reported - view
    To quickly find your line in the spreadsheet , use ctrl+F (or command+F on a Mac) it will open a search bar and you can type in your name.
  • Age of Money 2021?

    Is there going to be an age of money tracker for 2021?
    • Opal Freshness
    • opalfreshness
    • 2 mths ago
    • 9 replies
    • 146
    • 2
    • Peter2 mths ago
    • Join A Challenge
  • 2020: The Official YNAB Savings Challenge

    New year, new goals! Welcome to the official YNAB savings challenge of 2020! Everyone is welcome to join in on this challenge, regardless of the size of your goal or the date you get started.…
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 356 replies
    • 4,402
    • 31
    • Gold Pilot3 mths ago
    • Join A Challenge
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 3 mths ago
    • 2
    • Reported - view
    What a fantastic year! Through a global pandemic and uncertain times, we still managed to break over $1 million in savings in 2020! Updates are still rolling into this thread,…
  • The Official 2019 Debt Smackdown

    Welcome to the Official* 2019 Debt Smackdown! Happy new year everyone! I know a few of use have been chomping at the bit to get going with 2019's debt - so with out further ado,…
    • BritishMuseum
    • BritishMuseum
    • 2 yrs ago
    • 2,106 replies
    • 496
    • 82
    • NicoleYNAB Support10 mths ago
    • Join A Challenge
    • NicoleYNAB Support
    • Support Manager
    • nicole_ynab
    • 10 mths ago
    • Reported - view
    New year, new spreadsheet. If you're working on paying down debt, join us in the 2020 Debt Smackdown !
  • Missing money from Feb to Mar from saving category

    In Feb I had $5000 in a category called savings. I wam'ed about $2000 to pay for an unexpected expense. So the budgeted line now says -$2000 and the available line says $3000. All good.…
    • Slate Blue Cyborg
    • Slate_Blue_Cyborg.1
    • 1 yr ago
    • 1 reply
    • 150
    • dakinemaui1 yr ago
    • Join A Challenge
  • YNAB's 2020 34 Day Challenge!

    Happy New Year, YNABers! Tomorrow, we'll be starting a brand new 34 day challenge to kick off your new year! Whether you're brand new to budgeting or are a seasoned pro,…
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 147 replies
    • 2,146
    • 14
    • Peripherie1 yr ago
    • Join A Challenge
  • Amazon Anonymous, Anyone?

    (I hope I haven't offended anyone with the cheeky post title.) But. It's true. My name is Smella and I'm an addict. My Amazon spending is way, way, way out of control.…
    • smella
    • smella
    • 2 yrs ago
    • 78 replies
    • 1,767
    • 12
    • Ruth Elizabeth1 yr ago
    • Join A Challenge
  • Age of Money 2019

    Starting up the AoM challenge for the new year! https://docs.google.com/spreadsheets/d/1_4gVfeRXso4wIgASo7dPOGz5qY0H9tLOvSXQARPclHg/edit?usp=sharing
    • bevocat
    • Sometimes, It Just Sucks to Be You
    • bevocat
    • 2 yrs ago
    • 273 replies
    • 3,630
    • 10
    • KStottle1 yr ago
    • Join A Challenge
  • 2019: The Official Savings Challenge

    Happy new year, everyone, and welcome to the 2019 YNAB savings challenge! All are very welcome to join in, no matter the size of your goals or savings purpose.…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 2 yrs ago
    • 366 replies
    • 6,285
    • 31
    • Madkat-Z1 yr ago
    • Join A Challenge
  • YNAB's 2019 34-Day Challenge!

    The YNAB 34-Day Challenge starts tomorrow! For anyone interested in joining in, let's keep track of our progress through this thread :) You'll get a daily prompt to take a small action for your…
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 335 replies
    • 3,177
    • 14
    • VeronicaYNAB Team1 yr ago
    • Join A Challenge
    • VeronicaYNAB Team
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 1
    • Reported - view
    We're starting a brand new 34 day challenge for 2020! Follow along on this thread
  • Spending Freeze Challenge: Becoming Frugal

    Started a spending freeze in September. Succeeded in spending $1100/month for daily spending (food, gas, house, activities, gifts, household, etc). That included $400 birthday party.…
    • Purple Foal
    • Purple_Foal.3
    • 1 yr ago
    • 13 replies
    • 442
    • 3
    • Purple Foal1 yr ago
    • Join A Challenge
  • The Official 2018 Debt Smackdown

    Welcome to the Official 2018 Debt Smackdown! Happy new year everyone! I know a few of use have been chomping at the bit to get going with 2018's debt - so with out further ado,…
    • BritishMuseum
    • BritishMuseum
    • 3 yrs ago
    • 1,022 replies
    • 29,064
    • 42
    • WairereRose1 yr ago
    • Join A Challenge
  • Plastic Free July

    Plastic Free July is movement start in Australia that encourages people to choose to refuse single-use plastics for the entire month. You can join me and find more info here: https://www.…
    • ChicagoFlyer
    • chicgoflyr
    • 1 yr ago
    • 5 replies
    • 140
    • 5
    • KnitPurlKnit1 yr ago
    • Join A Challenge
  • 2019: Pay Down the Mortgage Challenge

    Welcome to the 2019 Pay Down The Mortgage Challenge. Want to join? Here’s what you do. Claim your line in the 2019 Mortgage Challenge Spreadsheet Introduce yourself and explain your goal for 2019…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 2 yrs ago
    • 183
    • 1
    • Join A Challenge
  • 2018: The Official Savings Challenge

    Copied from and linked to the old ...ahem... more mature forum here with the blessings of @speaking_of_art , who is this year's steward of the spreadsheet.…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 3 yrs ago
    • 193 replies
    • 9,659
    • 10
    • MartyH2 yrs ago
    • Join A Challenge
  • Age of money 2018

    And because we want our money to age in 2018 as well: https://docs.google.com/spreadsheets/d/1DfIxW9iq9MzDWoL2Ds4uLEufaRu7VqllJxdJORqysmk/edit?usp=sharing
    • waterkip
    • waterkip
    • 3 yrs ago
    • 101 replies
    • 12,068
    • 11
    • HappyDance2 yrs ago
    • Join A Challenge
  • 2019 Debt Payoff Challenge????

    Hello!!!! I am new to YNAB (less than a month) as well as the YNAB forum. I have been practicing Dave Ramsey's baby steps and have paid off quite a bit of debt and am hoping to ramp it up in 2019.…
    • SapphireSweetie
    • Changing my financial future!
    • Sapphiresweetie
    • 2 yrs ago
    • 9 replies
    • 668
    • 2
    • BritishMuseum2 yrs ago
    • Join A Challenge
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Challenge yourself or a group! Pay off your debt, reach a savings goal, or plan an entire month of budget-friendly meals. This is a place to dream big.
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
    • Credit Cards & Debt
    • API & Integrations
  • Community
    • Announcements
    • Join A Challenge
    • Dealing with Debt
    • YNAB Wins
    • Saving & Investing
    • Small Business
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    • Fun Money
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
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  • Community
    • Announcements
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