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Challenge yourself or a group! Pay off your debt, reach a savings goal, or plan an entire month of budget-friendly meals. This is a place to dream big.
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  • The Official 2021 Debt Smackdown

    Welcome to YNAB's 2021 Debt Smackdown! Happy New Year! 2021 is going to be a good one, I can just tell - or we can will it to happen 😉 With over 500 participants and more than $4.…
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 3 wk ago
    • 355 replies
    • 1,414
    • 29
    • Sea Green Pilot8 hrs ago
    • Join A Challenge
    • Orchid Cup
    • Orchid_Cup.7
    • 13 days ago
    • 3
    • Reported - view
    I remember someone shared a tip last year that we could bookmark the spreadsheet in such a way that your line would always be visible when you logged on (so you don't have to scroll to find your…
  • The 34 Day Reset!!

    Happy New Year, everyone! 🎉 With 2020 officially in our rearview mirror (finally!), we’re kicking off 2021 with a brand new challenge for your budget! I don’t know about anyone else,…
    • FanessYNAB Support
    • Faness_YNAB
    • 3 wk ago
    • 163 replies
    • 972
    • 13
    • Trainee Researcher9 hrs ago
    • Join A Challenge
  • 2021: The Official YNAB Savings Challenge

    Welcome to the official YNAB Savings Challenge of 2021! It's that time of year where we reflect back and focus forward on what's to come in 2021! I know 2020 hit a lot of us in tough ways,…
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 3 wk ago
    • 50 replies
    • 766
    • 9
    • Ivory Tigeryesterday
    • Join A Challenge
  • The Official 2020 Debt Smackdown

    Welcome to the Official* 2020 Debt Smackdown! Happy new year everyone! That's right, we're back for 2020. Last year we saw about 310 of us brutally destroy about $3 million in debt. Wow. Right.…
    • BritishMuseum
    • BritishMuseum
    • 1 yr ago
    • 3,749 replies
    • 13,785
    • 122
    • MXMOM8 days ago
    • Join A Challenge
    • BritishMuseum
    • BritishMuseum
    • 11 mths ago
    • 17
    • Reported - view
    Hey Everyone! Since the sheet is so huge now I wanted to share a top tip to quickly find your row - if you bookmark the link somewhere in your browser,…
  • Breaking the YNAB Addiction

    Hey all you awesome YNAB users... . How do you all break the YNAB addiction; rather the constant daily, nay, the 4 hour checks on your Budget and Accounts to make sure nothing changed, or if it did,…
    • Dannis
    • Dannis_Annis
    • 1 yr ago
    • 35 replies
    • 1,262
    • 9
    • Orchid Guitar13 days ago
    • Join A Challenge
  • 2020: The Official YNAB Savings Challenge

    New year, new goals! Welcome to the official YNAB savings challenge of 2020! Everyone is welcome to join in on this challenge, regardless of the size of your goal or the date you get started.…
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 356 replies
    • 4,369
    • 31
    • Gold Pilot2 wk ago
    • Join A Challenge
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 3 wk ago
    • 2
    • Reported - view
    What a fantastic year! Through a global pandemic and uncertain times, we still managed to break over $1 million in savings in 2020! Updates are still rolling into this thread,…
  • Age of Money - Twenty-twenty!

    Hey, in my variant of English it rhymes! Starting up the AoM challenge for the new year! ----RULES---- 1. Choose a day every month that you will post your AOM to the google spreadsheet (link below).…
    • bevocat
    • Sometimes, It Just Sucks to Be You
    • bevocat
    • 1 yr ago
    • 379 replies
    • 3,665
    • 16
    • Superbone2 wk ago
    • Join A Challenge
    • NicoleYNAB Support
    • Support Manager
    • nicole_ynab
    • 11 mths ago
    • Reported - view
    To quickly find your line in the spreadsheet , use ctrl+F (or command+F on a Mac) it will open a search bar and you can type in your name.
  • The Official 2019 Debt Smackdown

    Welcome to the Official* 2019 Debt Smackdown! Happy new year everyone! I know a few of use have been chomping at the bit to get going with 2019's debt - so with out further ado,…
    • BritishMuseum
    • BritishMuseum
    • 2 yrs ago
    • 2,106 replies
    • 423
    • 82
    • NicoleYNAB Support8 mths ago
    • Join A Challenge
    • NicoleYNAB Support
    • Support Manager
    • nicole_ynab
    • 8 mths ago
    • Reported - view
    New year, new spreadsheet. If you're working on paying down debt, join us in the 2020 Debt Smackdown !
  • Missing money from Feb to Mar from saving category

    In Feb I had $5000 in a category called savings. I wam'ed about $2000 to pay for an unexpected expense. So the budgeted line now says -$2000 and the available line says $3000. All good.…
    • Slate Blue Cyborg
    • Slate_Blue_Cyborg.1
    • 10 mths ago
    • 1 reply
    • 141
    • dakinemaui10 mths ago
    • Join A Challenge
  • Split transaction between checking and cash accounts

    Hello, I am trying to figure out the logic beyond a split transaction that part of the amount is paid with cash. for simplicity, if a transaction amount is $40.…
    • Spring Green Clarinet
    • Spring_Green_Clarinet.7
    • 10 mths ago
    • 3 replies
    • 98
    • dakinemaui10 mths ago
    • Join A Challenge
  • YNAB's 2020 34 Day Challenge!

    Happy New Year, YNABers! Tomorrow, we'll be starting a brand new 34 day challenge to kick off your new year! Whether you're brand new to budgeting or are a seasoned pro,…
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 147 replies
    • 2,098
    • 14
    • Peripherie11 mths ago
    • Join A Challenge
  • Amazon Anonymous, Anyone?

    (I hope I haven't offended anyone with the cheeky post title.) But. It's true. My name is Smella and I'm an addict. My Amazon spending is way, way, way out of control.…
    • smella
    • smella
    • 2 yrs ago
    • 78 replies
    • 1,751
    • 12
    • Ruth Elizabeth11 mths ago
    • Join A Challenge
  • Age of Money 2019

    Starting up the AoM challenge for the new year! https://docs.google.com/spreadsheets/d/1_4gVfeRXso4wIgASo7dPOGz5qY0H9tLOvSXQARPclHg/edit?usp=sharing
    • bevocat
    • Sometimes, It Just Sucks to Be You
    • bevocat
    • 2 yrs ago
    • 273 replies
    • 3,557
    • 10
    • KStottle1 yr ago
    • Join A Challenge
  • 2019: The Official Savings Challenge

    Happy new year, everyone, and welcome to the 2019 YNAB savings challenge! All are very welcome to join in, no matter the size of your goals or savings purpose.…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 2 yrs ago
    • 366 replies
    • 6,167
    • 31
    • Madkat-Z1 yr ago
    • Join A Challenge
  • YNAB's 2019 34-Day Challenge!

    The YNAB 34-Day Challenge starts tomorrow! For anyone interested in joining in, let's keep track of our progress through this thread :) You'll get a daily prompt to take a small action for your…
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 335 replies
    • 3,162
    • 14
    • Veronica1 yr ago
    • Join A Challenge
    • Veronica
    • Marketing Team
    • Veronica_ynab
    • 1 yr ago
    • 1
    • Reported - view
    We're starting a brand new 34 day challenge for 2020! Follow along on this thread
  • Spending Freeze Challenge: Becoming Frugal

    Started a spending freeze in September. Succeeded in spending $1100/month for daily spending (food, gas, house, activities, gifts, household, etc). That included $400 birthday party.…
    • Purple Foal
    • Purple_Foal.3
    • 1 yr ago
    • 13 replies
    • 311
    • 3
    • Purple Foal1 yr ago
    • Join A Challenge
  • The Official 2018 Debt Smackdown

    Welcome to the Official 2018 Debt Smackdown! Happy new year everyone! I know a few of use have been chomping at the bit to get going with 2018's debt - so with out further ado,…
    • BritishMuseum
    • BritishMuseum
    • 3 yrs ago
    • 1,022 replies
    • 28,932
    • 42
    • WairereRose1 yr ago
    • Join A Challenge
  • Plastic Free July

    Plastic Free July is movement start in Australia that encourages people to choose to refuse single-use plastics for the entire month. You can join me and find more info here: https://www.…
    • ChicagoFlyer
    • chicgoflyr
    • 1 yr ago
    • 5 replies
    • 130
    • 5
    • KnitPurlKnit1 yr ago
    • Join A Challenge
  • 2019: Pay Down the Mortgage Challenge

    Welcome to the 2019 Pay Down The Mortgage Challenge. Want to join? Here’s what you do. Claim your line in the 2019 Mortgage Challenge Spreadsheet Introduce yourself and explain your goal for 2019…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 1 yr ago
    • 175
    • 1
    • Join A Challenge
  • 2018: The Official Savings Challenge

    Copied from and linked to the old ...ahem... more mature forum here with the blessings of @speaking_of_art , who is this year's steward of the spreadsheet.…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 3 yrs ago
    • 193 replies
    • 9,603
    • 10
    • MartyH2 yrs ago
    • Join A Challenge
  • Age of money 2018

    And because we want our money to age in 2018 as well: https://docs.google.com/spreadsheets/d/1DfIxW9iq9MzDWoL2Ds4uLEufaRu7VqllJxdJORqysmk/edit?usp=sharing
    • waterkip
    • waterkip
    • 3 yrs ago
    • 101 replies
    • 12,006
    • 11
    • HappyDance2 yrs ago
    • Join A Challenge
  • 2019 Debt Payoff Challenge????

    Hello!!!! I am new to YNAB (less than a month) as well as the YNAB forum. I have been practicing Dave Ramsey's baby steps and have paid off quite a bit of debt and am hoping to ramp it up in 2019.…
    • SapphireSweetie
    • Changing my financial future!
    • Sapphiresweetie
    • 2 yrs ago
    • 9 replies
    • 653
    • 2
    • BritishMuseum2 yrs ago
    • Join A Challenge
  • Pay down the mortgage challenge 2018

    Because it is nearing the end of the year, you can start thinking about what you want to do next year. Without much ado:…
    • waterkip
    • waterkip
    • 3 yrs ago
    • 26 replies
    • 3,206
    • 6
    • NotMyName2 yrs ago
    • Join A Challenge
  • The (Un)official Debt Pay-down 2018

    In order to try to get this forum lively again, let's continue the idea of a debt pay down challenge in 2018. Above is my current situation. I don't see it changing much before January 1, 2018.
    • Silver Horse
    • YNAB Enthusiast
    • Silver_Horse
    • 3 yrs ago
    • 32 replies
    • 2,986
    • 9
    • Cyan Sander2 yrs ago
    • Join A Challenge
  • 2018 January Cure (Apartment Therapy)

    Apartment Therapy 2018 January Cure This annual cure/challenge is a popular tradition for many YNABers on the old forum. It starts with an inaugural e-mail on January 2.…
    • HappyDance
    • YNABing consistently since 2014
    • HappyDance
    • 3 yrs ago
    • 65 replies
    • 6,775
    • 7
    • HappyDance2 yrs ago
    • Join A Challenge
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Challenge yourself or a group! Pay off your debt, reach a savings goal, or plan an entire month of budget-friendly meals. This is a place to dream big.
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
    • Credit Cards & Debt
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  • Community
    • Announcements
    • Join A Challenge
    • Dealing with Debt
    • YNAB Wins
    • Saving & Investing
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  • Q&A
    • Using YNAB
    • Setting Up Your Budget
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  • Community
    • Announcements
    • Join A Challenge
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