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Dealing with Debt

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What is a good way to track Amazon?
So, I have always wondered if there is a good way to track Amazon orders? You know, you order a bunch of things and spend $175. You enter that expense.…
- Maroon Cornet (9c022f3e7d83)
- Maroon_Cornet_9c022f3e7
- 3 yrs ago
- 72 replies
- 5,013
- 6
- dakinemaui4 mths ago
- Dealing with Debt
How to get rid of a Timeshare
Howdy y'all, How does one get rid of their timeshare? My parents are I were gullible and knew it was too good to be true. We're still out about $8000+ since we joined in September 2016.…
- Nathan Dowlen
- Pianist, Chemical Operator
- natekittycat
- 4 mths ago
- 4 replies
- 100
- Graeme V4 mths ago
- Dealing with Debt
To refinance or not to refinance? That is my question.
At what point does it become advantageous to refinance my car loan? 🚗 Some background details: I'm sitting around approximately $6500 outstanding balance right now.…
- Violet Rain
- ElectroNecroMancer
- Violet_Rain.3
- 5 mths ago
- 4 replies
- 127
- Violet Rain5 mths ago
- Dealing with Debt
Bi-monthly payments to reduce interest?
A good friend of mine who has run her own business for many years and I were chatting over the weekend, and she shared with me one of the ways to cut interest is to make bi-monthly payments instead…
- farfromtheusual
- farfromtheusual
- 5 mths ago
- 36 replies
- 333
- dakinemaui5 mths ago
- Dealing with Debt
personal finance for emergencies
Hi , i am wondering if you have thoughts on the question of debt v. emergency fund in a context where things get really bad (worse than they are now). I have about $8k out on a home equity line of…
- Ivory Storm
- Ivory_Storm.3
- 6 mths ago
- 4 replies
- 143
- Fifedawg6 mths ago
- Dealing with Debt
How to deal with the payment from my previous month? (pre-ynab)
Hi! I re-started using YNAB again, and I would like to budget from this month on. Since I have to pay the CC (today, but for the previous month) it feels awkward to have in my "credit cards…
- pablox
- PaBLoX
- 6 mths ago
- 16 replies
- 164
- pablox6 mths ago
- Dealing with Debt
Can I extend my trial period
I think i'm starting to get the hang of it but would like another month to make sure.
- Pink Koala
- Pink_Koala.12
- 6 mths ago
- 126
- Dealing with Debt
Credit Cards
This makes no sense to me. How am I supposed to "think" about credit card payments for items differently and see them in a report? When I look at "cash spent" on "van repairs" it reports $0.00.…
- Cyan Wizard
- Cyan_Wizard.6
- 1 yr ago
- 5 replies
- 95
- NicoleYNAB Support6 mths ago
- Dealing with Debt
- NicoleYNAB Support
- Support Manager
- nicole_ynab
- 6 mths ago
- Reported - view
Quick update on this thread, since it's popular in searches lately. 😄 When you make a payment to a credit card, it will be a transfer in YNAB to show how the money is moving between your budget…
paying off 0% interest loans
What's the opinion about paying off 0% loans- I hate having loans- I am semi retired and had work reduction with COVID. I keep trying to pay more than the amount- but not sure that's the recommended…
- Blue Falcon
- Blue_Falcon.8
- 7 mths ago
- 17 replies
- 219
- nolesrule7 mths ago
- Dealing with Debt
Question about a credit card account
Hello, I have a question about credit card debt. Could you please tell me if the following steps are correct? 1. I added a credit card account in the budget section (and not the tracking section)…
- Dan
- acidbahia
- 7 mths ago
- 24 replies
- 198
- Khaki Mixer7 mths ago
- Dealing with Debt
Newbie with a taxrefund
Hi, everyone. I started YNAB in April. After a muddled start, I am beginning to understand it. There is the general problem that I don't have enough money, but that's not really the issue here.…
- Lavender Sparrow
- Lavender_sparrow
- 7 mths ago
- 12 replies
- 113
- 1
- farfromtheusual7 mths ago
- Dealing with Debt
multiple credit cards
hi there. just starting out with YNAB and I find all my credit cards a little overwhelming. I mostly pay them off in full every month but I find that I have so many - 5-6 as I collect miles.…
- Tan Mermaid
- Tan_Mermaid.8
- 7 mths ago
- 5 replies
- 136
- Sweet Tangerine7 mths ago
- Dealing with Debt
Income Tax Payments & Credit Lines
Just moved over to new YNAB. Previously we set aside money for income tax installments by taking a % of each business draw and making a payment to a credit line that we use specifically for paying…
- J. Kerr
- Green_Gazelle.13
- 7 mths ago
- 5 replies
- 103
- MomonWheels7 mths ago
- Dealing with Debt
How do you add expenses in your budget?
I got my budget together. but then, how do I add expenses? Like if a bill is paid or I spent money on groceries? where do I enter that information? also. I started with balances on the bank accounts.…
- Purple Boa
- Purple_Boa.6
- 7 mths ago
- 2 replies
- 115
- MatthewYNAB Support7 mths ago
- Dealing with Debt
I Want to be Debt Free Because...
Complete this sentence: What is your number one motivation? How do you regularly remind yourself and keep your priorities straight?
- Veronica
- Marketing Team
- Veronica_ynab
- 1 yr ago
- 36 replies
- 508
- 2
- Purple Foal7 mths ago
- Dealing with Debt
Credit Card payments "Activity" vs. Interest expense
Hi all! Longtime listener, first time poster. 🙂 I understand YNAB concepts pretty well (been using it for a few years and it's been great!) but there's one thing that I can't quite figure out,…
- Mig P
- Happy YNABer
- miggystardust
- 8 mths ago
- 4 replies
- 85
- dakinemaui7 mths ago
- Dealing with Debt
Remove Bogus Debt
Long story short I got myself into a little debt in YNAB classic and I rolled my debt without issues because I could. In order to move to nYNAB I created a new account which I named Consolidated…
- Steel Blue Koala
- Steel_Blue_Koala.9
- 8 mths ago
- 19 replies
- 130
- Steel Blue Koala8 mths ago
- Dealing with Debt
What to do when Credit Card is Paid Off?
Hello! I have a low balance Wayfair credit card that I should be able to pay off in the next few weeks. Once it's paid off, I plan to never use it again.…
- NancyDrew67
- nancydrew67
- 8 mths ago
- 3 replies
- 143
- NancyDrew678 mths ago
- Dealing with Debt
RV Loan
I removed it from my Credit Card. I put it in tracking. I also put it under loans. Do I need it under loans? Money from my account goes into the payment. I have a renters income making the payments.…
- Hot Pink Wizard
- Hot_Pink_Wizard.9
- 8 mths ago
- 3 replies
- 45
- Hot Pink Wizard8 mths ago
- Dealing with Debt
Credit Card Use-Not Paid In Full?
Greetings, I have a use question. If I make a purchase and fully intend NOT to pay it off in full in one month with available funds, what its the standard way of doing this? Example:…
- Purple Lion
- Purple_Lion.8
- 8 mths ago
- 10 replies
- 132
- Purple Lion8 mths ago
- Dealing with Debt
The scary step of cancelling my only credit card
Hi everybody, I'm debt free and I've successfully avoided using my only remaining credit card for over a year now. Its balance has been sitting at zero since March 2019.…
- Peter
- Professional Designer, Web Developer
- lasty
- 8 mths ago
- 25 replies
- 296
- Turquoise Major8 mths ago
- Dealing with Debt
Can someone explain Credit Cards in YNAB Online to someone coming from YNAB 4
I am baffled by how YNAB online handles credit cards. Does the app somehow automatically budget money into the credit card for the next month when you buy something with a credit card?…
- Forest Green Viper
- Forest_Green_Viper.8
- 8 mths ago
- 6 replies
- 96
- dakinemaui8 mths ago
- Dealing with Debt
Tracking Property Value (As an Asset)
Hey YNAB fam! Question. Does anyone consider their property as an asset within YNAB? We still own a mortgage on the property but find the charts off because they do not take into account the current…
- thebeardedjourneyman
- With great beard come great responsibility
- thebeardedjourneyman
- 8 mths ago
- 18 replies
- 304
- nolesrule8 mths ago
- Dealing with Debt
Opinion on what to do with timeshare loan?
Hey guys, I would like an opinion on what we should do. My DH and I have a timeshare loan that's almost paid off. (A bad decision from way before YNAB) The loan is in USD and the monthly payment is…
- Mel
- lawofthree
- 8 mths ago
- 8 replies
- 116
- Mel8 mths ago
- Dealing with Debt
Wrong budget amount.
I accidentally tried to add to my credit card in the transaction part and created $800 “to be budgeted” I don’t have $800 to budget. How do I take it back to $0 and not have a deficit of $400 “ to…
- Blue Hail
- Blue_Hail.9
- 8 mths ago
- 1 reply
- 26
- satcook8 mths ago
- Dealing with Debt

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