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Sallie Mae Account not displaying
I'm trying to establish a direct connection to my Sallie Mae student loans. I have entered in all the necessary credentials and account information and it's reporting back no listing for any current…
- Hot Pink Memory
- Hot_Pink_Memory.5
- 13 days ago
- 1 reply
- 11
- ChrissyYNAB Support12 days ago
- Debt
Trying to get my priorities in order
Hi YNAB, I'm a new member, and so far have really enjoyed reading through the threads. Here is my situation: $4,500 in 0% cc debt $13,000 in high interest 24% cc debt $10,…
- Lupob6
- Sky_Blue_Mainframe.4
- 2 wk ago
- 11 replies
- 136
- nolesrule2 wk ago
- Debt
Debt and Savings Goals
I have been struggling with debt since divorcing about 7 years ago. Short version is I got shafted, which I think is fairly common. I lost the house we owned and got a pittance as my share -about…
- Farset
- beal
- 1 mth ago
- 4 replies
- 101
- Farset1 mth ago
- Debt
Car troubles, but it's all under control
So we have a 2005 Honda Pilot with 225K miles. Mechanically, it's sound, and running fine. We've been hoping for quite a bit more use out of it. But there's a problem with the key locks,…
- Bruce
- Software Engineer
- Bruce
- 1 mth ago
- 5 replies
- 73
- 2
- Purple Admiral1 mth ago
- Debt
Borrowing Money
Hey YNABers!! Can somebody tell me how do you manage Borrowed money in middle of the month? I don't want to add any extra account for managing the borrowed money.…
- Naveed Ahmed
- naveed
- 2 mths ago
- 3 replies
- 99
- HappyDance2 mths ago
- Debt
Adjust Opening Balance of Check Account
When I started my budget I put "Available Balance" instead of my "Actual Balance" I have an overdraft on this account and because I put the positive "Available Balance" YNAB does not know that I…
- Orange Battery
- Orange_Battery.4
- 2 mths ago
- 17 replies
- 370
- Slate Blue Koala2 mths ago
- Debt
Can we talk about blue M&M's?
My co-worker buys a big jar of m&m for the office. They sit on his desk and we all eat them. Yesterday, he asked us not to eat the blue ones, but to set them in another jar.…
- Ben Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 2 mths ago
- 16 replies
- 188
- 1
- dakinemaui2 mths ago
- Debt
I’m Cindy, Product Designer at YNAB. Let’s talk about debt!
The folks on the development team are brewing up huge projects this year to help people get out of debt. I’m looking for participants who qualify for a one-on-one 30-minute phone interview sometime…
- Cindy
- Product Designer
- cindy
- 3 mths ago
- 214
- 1
- Debt
Handling cash-out from refinancing
Hi there, I've just finished a cash-out refinancing of the mortgage on my New York City (Brooklyn) apartment. [Skip rest of paragraph if your time is limited].…
- Olive Branch
- Librarian/Info Pro
- olive_branch
- 5 mths ago
- 4 replies
- 234
- FanessYNAB Support5 mths ago
- Debt
Interest on Line of Credit
I'm just wondering if I'm doing this correctly. I make regular minimum payments of $101.25 to my line of credit, and have added the LoC to YNAB so I can track it.…
- Justin
- LTK_1997
- 5 mths ago
- 1 reply
- 294
- FanessYNAB Support5 mths ago
- Debt
How to handle LARGE and LENGTHY reimbursable expenses
I want to switch from YNAB4 to nYNAB. At least, I think I do. But I haven't yet because I can't wrap my mind around how debt and reimbursable expenses work in nYNAB.…
- JGM
- JGM
- 1 yr ago
- 7 replies
- 1,936
- 1
- Powder Blue Motherboard5 mths ago
- Debt
- Answered
- Answered
LOC as bank account?
First, apologies if this has been asked before. I took out a LOC to fund a home renovation. No big deal and we are paying it off. However, I have (as a long time user of YNAB),…
- Mommadoc1
- Lavender_Griffin.6
- 5 mths ago
- 1 reply
- 362
- FanessYNAB Support5 mths ago
- Debt
Negative bank account
Greetings from Brazil! As I'm using YNAB from outside the US, it is possible that I could use some different financial language , but let me try... I am starting my budget and unfortunately I am on…
- Rodrigo
- Dreamer
- Gold_Packet.2
- 6 mths ago
- 3 replies
- 399
- FanessYNAB Support5 mths ago
- Debt
Should I income the money received from a car loan?
Hi everyone! First, sorry for my rusty english. I've received $14k from a car loan to buy it. Should I income this money into an account, and budget it before I buy the car? Or,…
- Joao Lavoier
- Software Developer
- jmlavoier
- 9 mths ago
- 8 replies
- 1,151
- dakinemaui6 mths ago
- Debt
- Answered
- Answered
Fund Emergency Savings or Pay off Debt?
My goal is to have $1,000 in my emergency fund. However, I'm not sure of what I should focus on first. We currently have around $50k in debt (mostly student loans) and we are really sticking to our…
- Salmon Case
- Salmon_Case.2
- 7 mths ago
- 10 replies
- 746
- dakinemaui6 mths ago
- Debt
line of credit vs credit cards in YNAB
isnt a line of credit or a credit card the same thing? im trying to wrap my head around why you need to seperate them in the system? does the system treat them diffrently ?…
- broke ceo
- one day i will warrant a buffet
- broke_ceo
- 8 mths ago
- 5 replies
- 1,008
- Daniel6 mths ago
- Debt
- Answered
- Answered
CC Balance Transfer #2 - Yay or nay?
Hi all! I am very new to YNAB (only about a week+ in) and after some initial frustration getting started, I am now ready to crush this budget thing! Prior to finding YNAB I had started to take a…
- originalorange
- originalorange
- 7 mths ago
- 3 replies
- 795
- FanessYNAB Support7 mths ago
- Debt
All screwed up
This might be my third or fourth restart in a month. I’m seriously in the hole, almost -$2k in chequing. My numbers are all over the place and I need to get a hold of this.…
- hangingkayaker
- Slate_Blue_Cleric.1
- 7 mths ago
- 2 replies
- 653
- FanessYNAB Support7 mths ago
- Debt
Lending money to friends & family
Hi guys, happy to take part in this great forum, from your experience using new YNAB, can you suggest a simple way to manage lending money to friends and family... Thanks in advance.
- Mo.Manfalouti
- Tan_Trumpet_22d4ebfd72d
- 1 yr ago
- 19 replies
- 4,825
- 2
- Im In Tokyo7 mths ago
- Debt
- Answered
- Answered
Stay in current home and pay off the mortgage in 5 years? Or sell current home, move, and pay off $17K credit card debt?
Should I stay? If I stay in my current starter home, it will be paid off within 5 years. Pros: no mortgage. Cons: my house is farther from my kid's school than I'd like to be,…
- Beige Device
- Beige_Device.2
- 8 mths ago
- 3 replies
- 587
- Purple Vacuum8 mths ago
- Debt
Stop payment on 403B/credit card order to payment
I have about $17 in credit card debt. The bulk of which is on no -interest credit cards. They will time out next year. We are making steep payments. There are notable expenses coming up - Christmas…
- Snowy Owl
- Gray_Wildcat.1
- 8 mths ago
- 6 replies
- 729
- Herman8 mths ago
- Debt
Reconciling credit card statements on YNAB?
I am new to YNAB and have been entering in my bills/expenses. I realized that even though I have linked my bank account, it's tough to reconcile with the budget because many of my bills and almost…
- Snowy Owl
- Gray_Wildcat.1
- 8 mths ago
- 1 reply
- 689
- FanessYNAB Support8 mths ago
- Debt
Having problems to register a loan
I got 6K of loan. It does not serve an specific purpose (like car etc). It will be budget in several different expenses. Its registered in my checking account, so I cannot put as debt.…
- Douglasrac
- douglasrac
- 8 mths ago
- 6 replies
- 554
- Douglasrac8 mths ago
- Debt
Debt Payoff Car and Lease going to buy
Hello everyone, First of I want to share with some one, We just payed off our last student loan WOOP WOOP!!totally due to YNAB the Last 5 months or so. Now comes to my question.…
- Silver Wrench
- Silver_Wrench.2
- 9 mths ago
- 2 replies
- 623
- WordTenor9 mths ago
- Debt
New job, New state to payoff debt??
Good morning everyone! Long time off and on user of Ynab. This year decided to hit it hard and get out of debt! So we have about 60K in debt, minus the house.…
- Burroboy11
- burroboy11
- 11 mths ago
- 8 replies
- 724
- 2
- Burroboy1110 mths ago
- Debt
- Answered
- Answered

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