Please enable JavaScript to continue!

Debt
All topics

Community

Announcements

About this Forum

Journals

Community Challenges

Managing Debt

YNAB Wins

Investing & Retirement

Saving

Small Business

Student Life

Parenting

Travel

Money & Relationships

Tips & Tricks

API & Integrations

Q&A

App Functions

Getting Started

Method & Budgeting

Accounts & Transactions

Credit Cards

Budgeting on Mobile

Debt

Bank Importing

Help Docs

Community Guide

Have a question about debt? Ask it here. Or post a reply and share your knowledge.

Follow

How to handle LARGE and LENGTHY reimbursable expenses
I want to switch from YNAB4 to nYNAB. At least, I think I do. But I haven't yet because I can't wrap my mind around how debt and reimbursable expenses work in nYNAB.…
- JGM
- JGM
- 1 yr ago
- 9 replies
- 2,025
- 1
- dakinemauiyesterday
- Debt
- Answered
- Answered
Adjust Opening Balance of Check Account
When I started my budget I put "Available Balance" instead of my "Actual Balance" I have an overdraft on this account and because I put the positive "Available Balance" YNAB does not know that I…
- Orange Battery
- Orange_Battery.4
- 6 mths ago
- 21 replies
- 683
- 1
- dakinemaui1 mth ago
- Debt
Left column cc balance not matching budgeted amount
Hello, So here are the given circumstances: We pay our card in full every month. We did that last month We have been careful in observing that the balances of the left column and the budgeted…
- Germán
- germanh
- 1 mth ago
- 8 replies
- 95
- Germán1 mth ago
- Debt
- Answered
- Answered
Suggestions on paying down orthodontist debt
I've been using YNAB since Feb and so far am doing pretty well. It has been a real eye opener about how I handle money and not in a good way. I still find some of the features confusing so I go…
- Orange Mask
- Orange_Mask.5
- 2 mths ago
- 20 replies
- 176
- nolesrule2 mths ago
- Debt
- Answered
- Answered
Including CC in Reports when paid in full each month
Question for the Gurus. My Wife and I put 90% of our expenditures on our CC for the cash back features. Through the power of YNAB, it's paid in full each month.…
- Matchrocket
- Tan_Koala.1
- 2 mths ago
- 2 replies
- 48
- mamster2 mths ago
- Debt
Does anyone have experience using services from National Debt Relief?
I am not advocating for this company; just curious to see if anyone has ever used their services and what the outcome was. And just to clarify - I'm not talking about programs aimed at debt relief,…
- DnA
- IT manager, husband, father, YNAB podcast listener
- Navy_Blue_Cup.2
- 3 mths ago
- 6 replies
- 114
- DnA2 mths ago
- Debt
- Answered
- Answered
Debt & tithing
Hi YNAB! Using this program has been a true blessing. It really does just click with my brain! It's essentially all I've been doing for so long on paper napkins, backs of flash cards,…
- Simeon
- vagabond_collarbone
- 3 mths ago
- 7 replies
- 192
- Chris M3 mths ago
- Debt
Entering a loan and reflected net worth
I have a car category where I already saved some money and also got a loan for 10k which hit my checkings account today. I do want to track this loan. It is a private loan from my family,…
- Green Sloth
- Green_Sloth
- 3 mths ago
- 6 replies
- 66
- bevocat3 mths ago
- Debt
- Answered
- Answered
Sallie Mae Account not displaying
I'm trying to establish a direct connection to my Sallie Mae student loans. I have entered in all the necessary credentials and account information and it's reporting back no listing for any current…
- Hot Pink Memory
- Hot_Pink_Memory.5
- 4 mths ago
- 1 reply
- 28
- ChrissyYNAB Support4 mths ago
- Debt
Trying to get my priorities in order
Hi YNAB, I'm a new member, and so far have really enjoyed reading through the threads. Here is my situation: $4,500 in 0% cc debt $13,000 in high interest 24% cc debt $10,…
- Lupob6
- Sky_Blue_Mainframe.4
- 4 mths ago
- 11 replies
- 174
- nolesrule4 mths ago
- Debt
Debt and Savings Goals
I have been struggling with debt since divorcing about 7 years ago. Short version is I got shafted, which I think is fairly common. I lost the house we owned and got a pittance as my share -about…
- Farset
- beal
- 5 mths ago
- 4 replies
- 133
- Farset5 mths ago
- Debt
Car troubles, but it's all under control
So we have a 2005 Honda Pilot with 225K miles. Mechanically, it's sound, and running fine. We've been hoping for quite a bit more use out of it. But there's a problem with the key locks,…
- Bruce
- Software Engineer
- Bruce
- 5 mths ago
- 5 replies
- 87
- 2
- Purple Admiral5 mths ago
- Debt
Borrowing Money
Hey YNABers!! Can somebody tell me how do you manage Borrowed money in middle of the month? I don't want to add any extra account for managing the borrowed money.…
- Naveed Ahmed
- naveed
- 6 mths ago
- 3 replies
- 175
- HappyDance6 mths ago
- Debt
Can we talk about blue M&M's?
My co-worker buys a big jar of m&m for the office. They sit on his desk and we all eat them. Yesterday, he asked us not to eat the blue ones, but to set them in another jar.…
- Khaki Storm
- YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
- Khaki_Storm.1
- 6 mths ago
- 16 replies
- 223
- 1
- dakinemaui6 mths ago
- Debt
I’m Cindy, Product Designer at YNAB. Let’s talk about debt!
The folks on the development team are brewing up huge projects this year to help people get out of debt. I’m looking for participants who qualify for a one-on-one 30-minute phone interview sometime…
- Cindy
- Product Designer
- cindy
- 7 mths ago
- 250
- 1
- Debt
Handling cash-out from refinancing
Hi there, I've just finished a cash-out refinancing of the mortgage on my New York City (Brooklyn) apartment. [Skip rest of paragraph if your time is limited].…
- Olive Branch
- Librarian/Info Pro
- olive_branch
- 9 mths ago
- 4 replies
- 258
- FanessYNAB Support9 mths ago
- Debt
Interest on Line of Credit
I'm just wondering if I'm doing this correctly. I make regular minimum payments of $101.25 to my line of credit, and have added the LoC to YNAB so I can track it.…
- Justin
- LTK_1997
- 9 mths ago
- 1 reply
- 315
- FanessYNAB Support9 mths ago
- Debt
LOC as bank account?
First, apologies if this has been asked before. I took out a LOC to fund a home renovation. No big deal and we are paying it off. However, I have (as a long time user of YNAB),…
- Mommadoc1
- Lavender_Griffin.6
- 9 mths ago
- 1 reply
- 379
- FanessYNAB Support9 mths ago
- Debt
Negative bank account
Greetings from Brazil! As I'm using YNAB from outside the US, it is possible that I could use some different financial language , but let me try... I am starting my budget and unfortunately I am on…
- Rodrigo
- Dreamer
- Gold_Packet.2
- 10 mths ago
- 3 replies
- 420
- FanessYNAB Support9 mths ago
- Debt
Should I income the money received from a car loan?
Hi everyone! First, sorry for my rusty english. I've received $14k from a car loan to buy it. Should I income this money into an account, and budget it before I buy the car? Or,…
- Joao Lavoier
- Software Developer
- jmlavoier
- 1 yr ago
- 8 replies
- 1,169
- dakinemaui10 mths ago
- Debt
- Answered
- Answered
Fund Emergency Savings or Pay off Debt?
My goal is to have $1,000 in my emergency fund. However, I'm not sure of what I should focus on first. We currently have around $50k in debt (mostly student loans) and we are really sticking to our…
- Salmon Case
- Salmon_Case.2
- 11 mths ago
- 10 replies
- 771
- dakinemaui10 mths ago
- Debt
line of credit vs credit cards in YNAB
isnt a line of credit or a credit card the same thing? im trying to wrap my head around why you need to seperate them in the system? does the system treat them diffrently ?…
- broke ceo
- one day i will warrant a buffet
- broke_ceo
- 1 yr ago
- 5 replies
- 1,189
- Daniel10 mths ago
- Debt
- Answered
- Answered
CC Balance Transfer #2 - Yay or nay?
Hi all! I am very new to YNAB (only about a week+ in) and after some initial frustration getting started, I am now ready to crush this budget thing! Prior to finding YNAB I had started to take a…
- originalorange
- originalorange
- 11 mths ago
- 3 replies
- 810
- FanessYNAB Support11 mths ago
- Debt
All screwed up
This might be my third or fourth restart in a month. I’m seriously in the hole, almost -$2k in chequing. My numbers are all over the place and I need to get a hold of this.…
- hangingkayaker
- Slate_Blue_Cleric.1
- 11 mths ago
- 2 replies
- 688
- FanessYNAB Support11 mths ago
- Debt
Lending money to friends & family
Hi guys, happy to take part in this great forum, from your experience using new YNAB, can you suggest a simple way to manage lending money to friends and family... Thanks in advance.
- Mo.Manfalouti
- Tan_Trumpet_22d4ebfd72d
- 1 yr ago
- 19 replies
- 5,212
- 2
- Im In Tokyo11 mths ago
- Debt
- Answered
- Answered

1 2 Next

Back to top

Have a question about debt? Ask it here. Or post a reply and share your knowledge.

Start Your Free YNAB Trial

Important Links

Community Guidelines

Feature Requests

Categories

View all topics

Top Contributors

Help Docs

Still have a question? Want to view the official guide on your topic?

Go to Help Docs

YNAB.

Follow YNAB to get support and lots of great ideas on budgeting

Powered by Forumbee