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Have a question about credit cards? Ask it here. Or post a reply and share your knowledge.
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  • Overspent CC category

    I have had YNAB for about a year now. I use my credit card for all purchases and pay it off in full every month. I do not have any over spent categories in my budget.…
    • Slate Blue Viper
    • Slate_Blue_Viper.11
    • 1 mth ago
    • 10 replies
    • 105
    • MatthewYNAB Support1 mth ago
    • Credit Cards & Debt
  • Apple Card Breaks YNAB system for me

    Well it would be nice to use the Apple Card but now that I've fully explored ( I think!) my options until Goldman Sachs/Apple allows import of transactions I won't be using it.…
    • Annamarie
    • Annamarie
    • 1 mth ago
    • 10 replies
    • 130
    • Annieland1 mth ago
    • Credit Cards & Debt
  • YNAB Credit Cards Feature is going to send be back to Mint

    I have been using ynab for probably 8 years now. Its helped me a lot and I swear by it. But the credit card system is killing me. I pay off my credit cards about twice a month to make sure nothing…
    • Green Colt
    • Green_Colt.10
    • 1 mth ago
    • 14 replies
    • 263
    • 1
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • Credit Card Account and Payment Category Not Matching

    Hi all, So I had about $436 in credit card debt this month, which my account in YNAB and Chase both reflected. I paid it off in full and the automatic transaction came in,…
    • Orchid Mainframe
    • Orchid_Mainframe.5
    • 1 mth ago
    • 14 replies
    • 181
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • Credit card interest !!!

    Hello all again guys and gals ! I am really confused with the interest aspect of the credit card . I paid my minimum on my LOC/ credit cards and I do have them unlink as well .…
    • Thatgrayboi
    • Tomato_Viper.9
    • 1 yr ago
    • 25 replies
    • 913
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • shifted $ around and now budget is wonky!

    Please help me see what I'm doing wrong! I shifted money from a Line of Credit (tracking account) into a credit card (budget account) to pay it off. Yes, I know, I still owe the $,…
    • ddreger
    • ddreger
    • 1 mth ago
    • 3 replies
    • 65
    • dakinemaui1 mth ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • Just Imported from Ynab 4. Credit card payment amount not matching

    Hi there People, After many years using Ynab 4 I´ve decided to give the new Ynab a try. I´ve just imported my Budget to the new Ynab and everything went spot on, except my credit card (CC).…
    • Khaki Lion
    • Khaki_Lion.10
    • 1 mth ago
    • 3 replies
    • 56
    • Superbone1 mth ago
    • Credit Cards & Debt
  • Credit Card Special Financing

    Hey y'all, I've searched everywhere for this topic and couldn't find it so I apologize if it's been addressed already. I have a credit card that I pay off every month.…
    • Spring Green Snow
    • Spring_Green_Snow.13
    • 4 mths ago
    • 6 replies
    • 97
    • dakinemaui2 mths ago
    • Credit Cards & Debt
  • Credit card payment added to TBB?

    I just approved a transaction 'payment from checking to kohls credit card' for $33 and now $33 is in my green To Be Budgeted box and I can't figure out why.…
    • Colleen D
    • Socialist Worker
    • Coral_Welder.15
    • 2 mths ago
    • 4 replies
    • 57
    • satcook2 mths ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • VISA Payment is not equal to my Working Balance

    My VISA Payment $55 less than my Working Balance, and I can't find any "out of budget" purchases or returns etc. Please help!
    • Aquamarine Griffin
    • Aquamarine_Griffin.12
    • 10 mths ago
    • 10 replies
    • 385
    • 1
    • MatthewYNAB Support2 mths ago
    • Credit Cards & Debt
  • Age of Money vs. Debt Payoff

    Hey fellow YNABers! I'm finally getting my debts under control, and am making pretty aggressive payments on them with the goal of being 100% debt free in two years.…
    • June2022
    • Sea_Green_Case_23308cd0
    • 2 yrs ago
    • 11 replies
    • 2,466
    • 1
    • Beige Griffin2 mths ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • How do I know how much money I have for debt payoff

    I need help guys because this budgeting is different from Everydollar.
    • Josiah Borja
    • Security Officer
    • Hulkerz
    • 2 mths ago
    • 6 replies
    • 127
    • Coral Network2 mths ago
    • Credit Cards & Debt
  • Quick question about a statement credit

    I unexpectedly got a $150 statement credit from American Express as part of their sign up bonus thing where you spend a certain amount after signing up before three months is up.…
    • Hot Pink Horse
    • Hot_Pink_Horse.12
    • 2 mths ago
    • 2 replies
    • 76
    • satcook2 mths ago
    • Credit Cards & Debt
  • Credit Cards Not Auto-Adding to Budgeted Column

    I pay off my credit cards every month. The problem is that YNAB seems to be double-charging me for anything I do with my credit cards. Let me explain (a) what I think is supposed to happen based on…
    • Aquamarine Memory
    • Aquamarine_Memory.20
    • 2 mths ago
    • 14 replies
    • 78
    • Navy Blue Pegasus2 mths ago
    • Credit Cards & Debt
  • Recording a Credit Card Payment Made by an Unlinked Account

    I have searched for this answer, but cannot find it. My husband and I have a joint budget and our own individual budgets. We are just starting with YNAB and so still have some messy interaction…
    • Cadet Wildcat
    • Cadet_Blue_Wildcat.10
    • 2 mths ago
    • 3 replies
    • 85
    • dakinemaui2 mths ago
    • Credit Cards & Debt
  • Credit Card Synch and Balance Issues

    I dutifully categorize all my transactions: however, there is almost always far less in the account as green thnt is due in reality. I see all the transactions,…
    • Cornflower Blue Tiger
    • Cornflower_Blue_Tiger.8
    • 2 mths ago
    • 2 replies
    • 70
    • 1
    • dakinemaui2 mths ago
    • Credit Cards & Debt
  • joint credit card conundrum - advice please

    I have been using YNAB for a few years and added our family expenses to it earlier this year but we don't have money in our account to cover our credit card purchases each month.…
    • Sara B
    • Green_Cornet.10
    • 2 mths ago
    • 11 replies
    • 53
    • Sara B2 mths ago
    • Credit Cards & Debt
  • Credit Card Refunds

    What do you do with credit card refunds? It is showing as inflow. I just started so there is no place to categorize it to. My budget is showing that I overspent because there is a payment showing…
    • Blue Trombone
    • Blue_Trombone.12
    • 2 mths ago
    • 2 replies
    • 60
    • FanessYNAB Support2 mths ago
    • Credit Cards & Debt
  • Credit Card Payments - Scheduled Transaction?

    Brand New user, Thank you Nick True videos for actually explaining how to use the program, It is a completely different concept than I'm used to. I like how it handles Credit card,…
    • Maroon Lobster
    • Maroon_Lobster.9
    • 2 mths ago
    • 4 replies
    • 63
    • dakinemaui2 mths ago
    • Credit Cards & Debt
  • Fidelity 2% cash back credit card-does it connect to YNAB without any issues?

    I use cash back credit cards for all my spending now, the YNAB way of course. (Don't tell Dave Ramsey, he'd yell at me...) No CC float for me! Anyways,…
    • PhysicsGal
    • Nerdy female homo sapien
    • physicsgal
    • 2 mths ago
    • 18
    • Credit Cards & Debt
  • Credit Card Conundrum

    I am doing the 34 day free trial of YNAB and have been able to find answers to most things online but can't find the answers to this conundrum. I use my credit card for most of my purchases because…
    • Salmon Transistor
    • Salmon_Transistor.14
    • 2 mths ago
    • 1 reply
    • 81
    • Salmon Transistor2 mths ago
    • Credit Cards & Debt
  • Credit Card Balance Never Matches

    Every month I have an issue with one of my credit card balances never matching up in YNAB. I pay all of my cards in full at the end of each month, there's never a balance left over yet YNAB never…
    • Spring Green Memory
    • Spring_Green_Memory.3
    • 8 mths ago
    • 19 replies
    • 347
    • FanessYNAB Support2 mths ago
    • Credit Cards & Debt
  • Confused about using Splitwise+YNAB

    Hi all, I am new to YNAB and use Splitwise to share expenses with my roommate. I have currently set this up as an unlinked credit card. There is something very confusing about this however.…
    • Sky Blue Deer
    • Sky_Blue_Deer.13
    • 4 mths ago
    • 5 replies
    • 201
    • Lavender Thunder2 mths ago
    • Credit Cards & Debt
  • Money missing for CC payment but all transactions match???

    I paid off my credit card a week ago on 10/22. Paid the full amount. However, my CC balance in YNAB doesn't match my actual CC balance which is higher by 192.01.…
    • Irene O
    • Salmon_Cobra.13
    • 2 mths ago
    • 6 replies
    • 155
    • jenmas2 mths ago
    • Credit Cards & Debt
  • Should I just budget last months credit card overspending now and forget about/leave the negative yellows in the categories from last month?

    My CC avail does not match balance. The difference is equal to several categories I overspend in on cc last month.... I just went and budgeted that total into CC payment category.…
    • Maria Gallego
    • Cyan_Harp.5
    • 2 mths ago
    • 3 replies
    • 101
    • FanessYNAB Support2 mths ago
    • Credit Cards & Debt
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