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Credit Cards & Debt

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Overspent CC category
I have had YNAB for about a year now. I use my credit card for all purchases and pay it off in full every month. I do not have any over spent categories in my budget.…
- Slate Blue Viper
- Slate_Blue_Viper.11
- 1 mth ago
- 10 replies
- 105
- MatthewYNAB Support1 mth ago
- Credit Cards & Debt
Apple Card Breaks YNAB system for me
Well it would be nice to use the Apple Card but now that I've fully explored ( I think!) my options until Goldman Sachs/Apple allows import of transactions I won't be using it.…
- Annamarie
- Annamarie
- 1 mth ago
- 10 replies
- 130
- Annieland1 mth ago
- Credit Cards & Debt
YNAB Credit Cards Feature is going to send be back to Mint
I have been using ynab for probably 8 years now. Its helped me a lot and I swear by it. But the credit card system is killing me. I pay off my credit cards about twice a month to make sure nothing…
- Green Colt
- Green_Colt.10
- 1 mth ago
- 14 replies
- 263
- 1
- dakinemaui1 mth ago
- Credit Cards & Debt
Credit Card Account and Payment Category Not Matching
Hi all, So I had about $436 in credit card debt this month, which my account in YNAB and Chase both reflected. I paid it off in full and the automatic transaction came in,…
- Orchid Mainframe
- Orchid_Mainframe.5
- 1 mth ago
- 14 replies
- 181
- dakinemaui1 mth ago
- Credit Cards & Debt
Credit card interest !!!
Hello all again guys and gals ! I am really confused with the interest aspect of the credit card . I paid my minimum on my LOC/ credit cards and I do have them unlink as well .…
- Thatgrayboi
- Tomato_Viper.9
- 1 yr ago
- 25 replies
- 913
- dakinemaui1 mth ago
- Credit Cards & Debt
shifted $ around and now budget is wonky!
Please help me see what I'm doing wrong! I shifted money from a Line of Credit (tracking account) into a credit card (budget account) to pay it off. Yes, I know, I still owe the $,…
- ddreger
- ddreger
- 1 mth ago
- 3 replies
- 65
- dakinemaui1 mth ago
- Credit Cards & Debt
- Answered
- Answered
Just Imported from Ynab 4. Credit card payment amount not matching
Hi there People, After many years using Ynab 4 I´ve decided to give the new Ynab a try. I´ve just imported my Budget to the new Ynab and everything went spot on, except my credit card (CC).…
- Khaki Lion
- Khaki_Lion.10
- 1 mth ago
- 3 replies
- 56
- Superbone1 mth ago
- Credit Cards & Debt
Credit Card Special Financing
Hey y'all, I've searched everywhere for this topic and couldn't find it so I apologize if it's been addressed already. I have a credit card that I pay off every month.…
- Spring Green Snow
- Spring_Green_Snow.13
- 4 mths ago
- 6 replies
- 97
- dakinemaui2 mths ago
- Credit Cards & Debt
Credit card payment added to TBB?
I just approved a transaction 'payment from checking to kohls credit card' for $33 and now $33 is in my green To Be Budgeted box and I can't figure out why.…
- Colleen D
- Socialist Worker
- Coral_Welder.15
- 2 mths ago
- 4 replies
- 57
- satcook2 mths ago
- Credit Cards & Debt
- Answered
- Answered
VISA Payment is not equal to my Working Balance
My VISA Payment $55 less than my Working Balance, and I can't find any "out of budget" purchases or returns etc. Please help!
- Aquamarine Griffin
- Aquamarine_Griffin.12
- 10 mths ago
- 10 replies
- 385
- 1
- MatthewYNAB Support2 mths ago
- Credit Cards & Debt
Age of Money vs. Debt Payoff
Hey fellow YNABers! I'm finally getting my debts under control, and am making pretty aggressive payments on them with the goal of being 100% debt free in two years.…
- June2022
- Sea_Green_Case_23308cd0
- 2 yrs ago
- 11 replies
- 2,466
- 1
- Beige Griffin2 mths ago
- Credit Cards & Debt
- Answered
- Answered
How do I know how much money I have for debt payoff
I need help guys because this budgeting is different from Everydollar.
- Josiah Borja
- Security Officer
- Hulkerz
- 2 mths ago
- 6 replies
- 127
- Coral Network2 mths ago
- Credit Cards & Debt
Quick question about a statement credit
I unexpectedly got a $150 statement credit from American Express as part of their sign up bonus thing where you spend a certain amount after signing up before three months is up.…
- Hot Pink Horse
- Hot_Pink_Horse.12
- 2 mths ago
- 2 replies
- 76
- satcook2 mths ago
- Credit Cards & Debt
Credit Cards Not Auto-Adding to Budgeted Column
I pay off my credit cards every month. The problem is that YNAB seems to be double-charging me for anything I do with my credit cards. Let me explain (a) what I think is supposed to happen based on…
- Aquamarine Memory
- Aquamarine_Memory.20
- 2 mths ago
- 14 replies
- 78
- Navy Blue Pegasus2 mths ago
- Credit Cards & Debt
Recording a Credit Card Payment Made by an Unlinked Account
I have searched for this answer, but cannot find it. My husband and I have a joint budget and our own individual budgets. We are just starting with YNAB and so still have some messy interaction…
- Cadet Wildcat
- Cadet_Blue_Wildcat.10
- 2 mths ago
- 3 replies
- 85
- dakinemaui2 mths ago
- Credit Cards & Debt
Credit Card Synch and Balance Issues
I dutifully categorize all my transactions: however, there is almost always far less in the account as green thnt is due in reality. I see all the transactions,…
- Cornflower Blue Tiger
- Cornflower_Blue_Tiger.8
- 2 mths ago
- 2 replies
- 70
- 1
- dakinemaui2 mths ago
- Credit Cards & Debt
joint credit card conundrum - advice please
I have been using YNAB for a few years and added our family expenses to it earlier this year but we don't have money in our account to cover our credit card purchases each month.…
- Sara B
- Green_Cornet.10
- 2 mths ago
- 11 replies
- 53
- Sara B2 mths ago
- Credit Cards & Debt
Credit Card Refunds
What do you do with credit card refunds? It is showing as inflow. I just started so there is no place to categorize it to. My budget is showing that I overspent because there is a payment showing…
- Blue Trombone
- Blue_Trombone.12
- 2 mths ago
- 2 replies
- 60
- FanessYNAB Support2 mths ago
- Credit Cards & Debt
Credit Card Payments - Scheduled Transaction?
Brand New user, Thank you Nick True videos for actually explaining how to use the program, It is a completely different concept than I'm used to. I like how it handles Credit card,…
- Maroon Lobster
- Maroon_Lobster.9
- 2 mths ago
- 4 replies
- 63
- dakinemaui2 mths ago
- Credit Cards & Debt
Fidelity 2% cash back credit card-does it connect to YNAB without any issues?
I use cash back credit cards for all my spending now, the YNAB way of course. (Don't tell Dave Ramsey, he'd yell at me...) No CC float for me! Anyways,…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 2 mths ago
- 18
- Credit Cards & Debt
Credit Card Conundrum
I am doing the 34 day free trial of YNAB and have been able to find answers to most things online but can't find the answers to this conundrum. I use my credit card for most of my purchases because…
- Salmon Transistor
- Salmon_Transistor.14
- 2 mths ago
- 1 reply
- 81
- Salmon Transistor2 mths ago
- Credit Cards & Debt
Credit Card Balance Never Matches
Every month I have an issue with one of my credit card balances never matching up in YNAB. I pay all of my cards in full at the end of each month, there's never a balance left over yet YNAB never…
- Spring Green Memory
- Spring_Green_Memory.3
- 8 mths ago
- 19 replies
- 347
- FanessYNAB Support2 mths ago
- Credit Cards & Debt
Confused about using Splitwise+YNAB
Hi all, I am new to YNAB and use Splitwise to share expenses with my roommate. I have currently set this up as an unlinked credit card. There is something very confusing about this however.…
- Sky Blue Deer
- Sky_Blue_Deer.13
- 4 mths ago
- 5 replies
- 201
- Lavender Thunder2 mths ago
- Credit Cards & Debt
Money missing for CC payment but all transactions match???
I paid off my credit card a week ago on 10/22. Paid the full amount. However, my CC balance in YNAB doesn't match my actual CC balance which is higher by 192.01.…
- Irene O
- Salmon_Cobra.13
- 2 mths ago
- 6 replies
- 155
- jenmas2 mths ago
- Credit Cards & Debt
Should I just budget last months credit card overspending now and forget about/leave the negative yellows in the categories from last month?
My CC avail does not match balance. The difference is equal to several categories I overspend in on cc last month.... I just went and budgeted that total into CC payment category.…
- Maria Gallego
- Cyan_Harp.5
- 2 mths ago
- 3 replies
- 101
- FanessYNAB Support2 mths ago
- Credit Cards & Debt

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