How to enable Javascript

Credit Cards & Debt

Have a question about credit cards? Ask it here. Or post a reply and share your knowledge.

Follow

Delete Credit Card Payments category
Is there a way to permanently delete the Credit Card Payments category? I used the old YNAB for years prior to switching over to the subscription-service model,…
- Gabby
- gabdar
- 1 yr ago
- 7 replies
- 709
- MarisaYNAB Support2 mths ago
- Credit Cards & Debt
- Answered
- Answered
Large negative amount (-22K) in to be assigned!
I had some investment accounts that I was not tracking. I took some money from them to pay off some debts. Now my TBA amount is a negative -$22,000 . How the heck do i fix this??? BTW,…
- Spring Green Lion
- Spring_Green_Lion.16
- 2 mths ago
- 16 replies
- 293
- Spring Green Lion2 mths ago
- Credit Cards & Debt
Credit Card (Paid In Full) Confusion
Good Afternoon, For whatever reason, I'm unable to figure out (even after reviewing YNABs resources/videos) to figure out how to balance out my credit card payment.…
- Sea Green Wizard
- Sea_Green_Wizard.11
- 2 mths ago
- 6 replies
- 99
- tekgy2 mths ago
- Credit Cards & Debt
See uncleared transactions on Mobile?
Is there a way to see uncleared transactions on mobile? I see "Uncleared $xx.xx" on top right when I click an account, how do I see these transactions on mobile/iphone. Thanks!
- Quang
- Newb
- quang
- 2 mths ago
- 3 replies
- 52
- tekgy2 mths ago
- Credit Cards & Debt
- Answered
- Answered
How to enter a credit card transaction that will be paid over months
So here's the story. We have a Best Buy CC. We just made a purchase and it has no interest for 24 months. I'm planning on taking that total, dividing by 24 and making montly payments.…
- Jason Click
- jasonclick
- 2 mths ago
- 3 replies
- 72
- Move Light Sound Life2 mths ago
- Credit Cards & Debt
Auto import bring in cc transaction as a positive
I have a credit card in my account list. I entered a transaction as a negative charge/outflow. Example: -18.00 for a fill up. The transaction has cleared,…
- Alice Blue Mixer
- Alice_Blue_Mixer.12
- 2 mths ago
- 1 reply
- 28
- RachelYNAB Support2 mths ago
- Credit Cards & Debt
New Credit Card Not Showing
I have a Chase credit card and account linked in YNAB and recently opened a 2nd credit card with Chase. I have tried to add it, but when I visit the tab to "add Account" it shows that 1/1 of my…
- Ivory Snow
- Ivory_Snow.10
- 2 mths ago
- 2 replies
- 40
- MarisaYNAB Support2 mths ago
- Credit Cards & Debt
Need a Credit Card Expert: Positive Balance
I overpaid my credit card, and followed all the steps in the support article to get YNAB to reflect everything accurately ( https://docs.youneedabudget.…
- Navy Blue Case
- Navy_Blue_Case.6
- 2 mths ago
- 12 replies
- 85
- MarisaYNAB Support2 mths ago
- Credit Cards & Debt
Modify Credit card payment amount
I just entered a credit card transaction, let's say for $4,000. I had $1,089 budgeted in that category. When I entered the credit card transaction, it moved the entire $1,…
- Coral Song
- Coral_Song.8
- 2 mths ago
- 25 replies
- 135
- Move Light Sound Life2 mths ago
- Credit Cards & Debt
Credit Card Balance not matching after payment
I made a $4,000 credit card bill payment and my balance in YNAB doesn't match my bank. I'm confused on how my balance increased after a payment. Not sure what happened but I'm confused on how to…
- Slate Gray Cello
- Slate_Gray_Cello.14
- 2 mths ago
- 6 replies
- 82
- Move Light Sound Life2 mths ago
- Credit Cards & Debt
Credit Card Overpayment
Having an issue with one of our credit cards. This store card is only used for clothing at a particular store. We have never spent more $ than budgeted for clothing in one month or have ever gone…
- Doug
- sailcamp
- 2 mths ago
- 5 replies
- 61
- Doug2 mths ago
- Credit Cards & Debt
Does YNAB still support BMO?
I haven't been able to link my credit card to my BMO account - does anyone know if this is still supported? Thanks
- Blue Router
- Blue_Router.4
- 2 mths ago
- 1 reply
- 40
- Superbone2 mths ago
- Credit Cards & Debt
Carrying Credit Card Debt | Interest Handling (Again)
After watching an official YNAB YouTube video today where #3 was performed, it made me revisit how I'm handling this. Just curious in 2021 how you all are dealing with CC interest when you can't yet…
- Chappy
- Architectural Designer
- Chappyeight
- 2 mths ago
- 7 replies
- 76
- Move Light Sound Life2 mths ago
- Credit Cards & Debt
Returns on Credit Card
I watched the video tutorial on why credit card categories 'turn red' and one reason was related to returns. If I understand it correctly, I purchase $100 of clothing,…
- Powder Blue Octopus (ef5eedfac2b5)
- Powder_Blue_Octopus_ef5
- 3 yrs ago
- 29 replies
- 9,209
- 5
- dakinemaui2 yrs ago
- Credit Cards & Debt
- Answered
- Answered
I give up on credit cards
I've been a YNAB user since before the cloud version (when you had to sync via dropbox.) My wife and I use cash-back rewards cards for everything, and pay them off in-full at the end of every month…
- Cornflower Blue Packet
- Cornflower_Blue_Packet.10
- 8 mths ago
- 20 replies
- 617
- 1
- nolesrule7 mths ago
- Credit Cards & Debt
Advice needed
Hi Everyone I pay my credit card off each month, and the payment is taken automatically by direct debit on the 2nd of the month. The problem is, by the time I receive my statement for the next month…
- DaveG
- Powder_Blue_Yearling.16
- 2 mths ago
- 3 replies
- 82
- satcook2 mths ago
- Credit Cards & Debt
Credit Overspending and YNAB's budget moving
So, my wife and I pay our credit cards down to zero every month (thanks YNAB). But, sometimes we pay them down and find that we've spent more on our payment than we have allocated.…
- Sea Green Stallion
- ryan_and_heather
- 2 mths ago
- 12 replies
- 120
- 1
- Fuzzball Meows2 mths ago
- Credit Cards & Debt
- Answered
- Answered
Credit Card Transactions Not Working Properly
I'm having issues with my credit card transactions lately. In the last couple of months I've been having issues that I've never had before (been using YNAB for 5 years,…
- Forest Green Memory (725fbdbb6f70)
- Forest_Green_Memory_725
- 3 yrs ago
- 6 replies
- 399
- RachelYNAB Support2 mths ago
- Credit Cards & Debt
Can someone help me understand why I have a positve payment amount in credit card?
For the month-end reconciling I adjust all my budget and categories. All my accounts in ynab match exactly to my bank accounts. But I see a $56 payment in my credit card which I have no clue as to…
- rahul
- rahul
- 2 mths ago
- 2 replies
- 62
- MarisaYNAB Support2 mths ago
- Credit Cards & Debt
- Answered
- Answered
Credit Card Payment in accounts section is not matching the original balance required to paid in bank
Hi Guys, My credit Card balance in accounts sections show -116.22, whereas when I compare to original balance left to be paid is 98.21 in my bank account.…
- Divyam Bhatt
- Software Developer
- Divyam1102
- 2 mths ago
- 4 replies
- 122
- MarisaYNAB Support2 mths ago
- Credit Cards & Debt
I need a small payday advance to make it Thursday (min. $50). I don't have any credit I can use and no EF. What do I do?
Y'all, I've never been in such a worse spot as I am today with my finances. I don't know what happened this month but it sent me into the hole almost $400 and with my EF being drained,…
- Nathan Dowlen
- Pianist, Chemical Operator
- natekittycat
- 2 mths ago
- 13 replies
- 158
- Nathan Dowlen2 mths ago
- Credit Cards & Debt
Money does not move to credit card payment category when purchase is made. Why?
About four months ago I did a reset of our YNAB budget because of an error we had made. We put a hold on our spending and waited for all transactions to clear so that we would be certain of starting…
- Spring Green Sidewinder
- Spring_Green_Sidewinder.14
- 6 mths ago
- 29 replies
- 308
- Spring Green Sidewinder3 mths ago
- Credit Cards & Debt
Handling credit card payment for a linked account from a non-YNAB account
Hi, I've been using YNAB for over a year now but I'm stumped on how to handle an "outside" credit card payment. My wife paid off our credit card (linked in YNAB) from one of her business accounts,…
- Jason E
- Pink_Falafel.3
- 1 yr ago
- 10 replies
- 221
- 1
- RENE3 mths ago
- Credit Cards & Debt
Family using my Credit Cards - How to best keep track?
Hello :) My parents use a pair of CC that are signed under my name due to their financial past. Tracking my own spendings with CC in YNAB hardly brings up any issues.…
- Feedy
- Slate_Blue_Clarinet
- 3 mths ago
- 7 replies
- 129
- Feedy3 mths ago
- Credit Cards & Debt
Line of credit vs credit card
Hi! I am so confused right now... Just when I thought I had it - I clearly didn't🤦‍♀️ Here in Denmark, we have a type of credit, that I am not sure exists in other countries and that might be…
- Amanda Roldborg
- skalapanda
- 1 yr ago
- 7 replies
- 589
- 1
- Fuzzball Meows3 mths ago
- Credit Cards & Debt

1 2 3 4 5 53 Next

Have a question about credit cards? Ask it here. Or post a reply and share your knowledge.

Start Your Free YNAB Trial

Important Links

Community Guidelines

Report a Bank Importing Issue

Feature Requests

Top contributors

Help Docs

Still have a question? Want to view the official guide on your topic?

Go to Help Docs