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Have a question about credit cards? Ask it here. Or post a reply and share your knowledge.
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  • Transactions not Showing in Credit payment category

    I have problem with transactions not reflecting to credit card payment category. Any Idea how to fix this
    • Steel Blue Stallion
    • Steel_Blue_Stallion.7
    • 2 wk ago
    • 2 replies
    • 45
    • WordTenor2 wk ago
    • Credit Cards & Debt
  • Credit Card question: Available amount

    Hi. I use my credit card as a daily payment method (apple pay, supermarket etc.) and always pay it at full at the end of the month (thats an automatic process).…
    • Cadet Blue Griffin
    • Cadet_Blue_Griffin.10
    • 3 wk ago
    • 25 replies
    • 159
    • dakinemaui2 wk ago
    • Credit Cards & Debt
  • Payments to Credit Card from External

    Hi, ive recently been converted from YNAB 4 to the new online one, and so far it’s been great... except credit cards! I think I have worked it all out except one thing.…
    • Green Boa
    • Green_Boa.16
    • 3 wk ago
    • 4 replies
    • 90
    • dakinemaui3 wk ago
    • Credit Cards & Debt
  • Credit Card Says Overspent

    I'm new to this, but I've read about 30 different posts on the topic of credit cards this week, however, I still can't quite figure this out. So apologies if this is posted elsewhere.…
    • Pink Mixer
    • Pink_Mixer.7
    • 2 yrs ago
    • 61 replies
    • 2,107
    • 1
    • dakinemaui4 wk ago
    • Credit Cards & Debt
  • Silly question about credit cards

    I am always getting tripped up inYNAB with my credit cards. I know basically how they work as you spend. We Pay our credit cards off every month so that part isnt a problem.…
    • Lee2lee
    • Lee2lee
    • 4 wk ago
    • 15 replies
    • 126
    • dakinemaui4 wk ago
    • Credit Cards & Debt
  • Working Balance on a Credit Card

    I have a credit card that is not linked that is not reflecting the correct balance. When I attempt to edit, either by going to where you can link the account and typing in today's balance and having…
    • Steel Blue Unicorn
    • Steel_Blue_Unicorn.8
    • 4 wk ago
    • 1 reply
    • 57
    • dakinemaui4 wk ago
    • Credit Cards & Debt
  • What to do with CC charges I'm disputing?

    So I ran into a snag. During this year's Christmas shopping, an online retailer double charged my card during checkout. I've disputed the second charge,…
    • Maroon Camera
    • Maroon_Camera.14
    • 4 wk ago
    • 2 replies
    • 36
    • Maroon Camera4 wk ago
    • Credit Cards & Debt
  • Credit Card Funding

    AS of today I have a credit card balance of £1700 that is fully covered but as yet unpaid. When posting next months entries I noticed that it still shows the credit card balance as £1700,…
    • Colin_G
    • Colin_G
    • 4 wk ago
    • 14 replies
    • 65
    • nolesrule4 wk ago
    • Credit Cards & Debt
  • Credit Card - Moving Principal Category Money to Credit Card Payment then my goal is underfunded

    Hi, Maybe I'm not using YNAB correctly. Here's what's happening. I have a category for "credit card principal" money. I created a "needed for spending goal" for this category to force me to set…
    • Slate Blue Wildebeest
    • Slate_Blue_Wildebeest.8
    • 1 mth ago
    • 7 replies
    • 138
    • Slate Blue Wildebeest4 wk ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • Student Loan Payment: How do I log the transaction/payee

    Hi YNAB community! I started my YNAB journey a few months ago in Sept. 2020 and I'm still getting the hang of it, especially with debt. So right now, I have been logging my student loan payments as…
    • Orange Piranha
    • Orange_Piranha.8
    • 1 mth ago
    • 10 replies
    • 71
    • dakinemaui1 mth ago
    • Credit Cards & Debt
    • Answered
    • Answered
  • Credit card, My green "PAYMENT" is more than I owe????

    Good morning, So I have reconciled against my statement 3 times now. I use my credit card for everything then pay it off. YNAB makes this work perfectly, My issue is this,…
    • tgpratt
    • Overworked CFO of the family
    • Salmon_Filly.4
    • 1 mth ago
    • 3 replies
    • 95
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • Filing a consumer proposal

    I messed up my finances when I was in college and later when I started work. I procured quite a significant credit card debt from my college days, which I’m still struggling to fight and payback.…
    • Tan Drum
    • Tan_Drum.10
    • 1 mth ago
    • 6 replies
    • 100
    • Superbone1 mth ago
    • Credit Cards & Debt
  • Available Amount is not matching actual amounts in account

    Hello Guys, My actual amount in checking account and credit is not mathcing my available amount, Can someone please help me fix this?? Following is the current scenario Available amounts currently…
    • Divyam Bhatt
    • Software Developer
    • Divyam1102
    • 1 mth ago
    • 5 replies
    • 104
    • Divyam Bhatt1 mth ago
    • Credit Cards & Debt
  • Available Credit Card Payment Doesn't Match Balance, But No Overspending?

    Hello dear YNAB community, Let's set the stage: My available credit card payment as shown in YNAB is 237.45, and the balance on my card is -341.48. However, usually these always match!…
    • YNAB Lover
    • ynab_Lover
    • 1 mth ago
    • 17 replies
    • 108
    • Annieland1 mth ago
    • Credit Cards & Debt
  • CC Payment $ Not Matching CC Balance $ + a Dash of Starting Balance * Returns Complexity

    I am having trouble getting my CC “Payment dollars available” to match my CC “Balances Due” for one of my credit card accounts. I have read many forum posts and YNAB docs already (for example: https:…
    • Sky Blue Violin
    • Sky_Blue_Violin.8
    • 1 mth ago
    • 11 replies
    • 77
    • 2
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • Categorizing a Care Credit Purchase

    I'm really grateful to have found YNAB, it's been helping me pay off debt and manage a salary decrease (yay pandemic). But I've hit a stumbling block that I'm not sure how to handle..…
    • Tomato Network
    • Tomato_Network.10
    • 1 mth ago
    • 8 replies
    • 70
    • Tomato Network1 mth ago
    • Credit Cards & Debt
  • Making credit card payment is not changing to be budgeted amount

    I'm new so I'm probably not understanding. I made a payment on my card and the to be budgeting amount is not lowering by that amount. Shouldn't it be?
    • Pink Koala
    • Pink_Koala.12
    • 1 mth ago
    • 2 replies
    • 43
    • 1
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • Why does CC "available balance" keep getting thrown off?

    Am I the only one who's driven absolutely bonkers by the way credit cards are handled in YNAB? I absolutely love everything else about YNAB, but this is crazy-making.…
    • OR Loafer
    • Ivory_Wrench.9
    • 1 mth ago
    • 32 replies
    • 260
    • 2
    • Herah1 mth ago
    • Credit Cards & Debt
  • How do credit card payments work

    I am sure this has been asked before, but when I have searched I haven't found an answer. Every month I have a certain amount of spending on my credit card and I pay off the balance in full whenever…
    • Silver Camera
    • Silver_Camera.9
    • 1 mth ago
    • 5 replies
    • 76
    • Andy Wilson1 mth ago
    • Credit Cards & Debt
  • Credit card overspending

    Hello! I've read a few different threads that describe issues with credit card fund tracking month to month, but none of them are really specific to my situation.…
    • Matt Hardwick
    • mattykool
    • 1 mth ago
    • 2 replies
    • 50
    • DelaYNAB Support1 mth ago
    • Credit Cards & Debt
  • Credit card showing positive balance when it should be $0?

    Howdy y'all. Super confused. My working balance shows $550 for my credit card AKA I have a positive balance of $550. However, this $550 was an inflow from my checking account to pay the balance of…
    • Cynthia
    • Tan_Tugboat.14
    • 1 mth ago
    • 4 replies
    • 61
    • DelaYNAB Support1 mth ago
    • Credit Cards & Debt
  • Help! Overpaid CC... now what?

    Ok, as the title says, I have accidentally overpaid my credit card. So the credit card account is green, but the credit card category is screaming red,…
    • Aquamarine Unicorn
    • Aquamarine_Unicorn.2
    • 1 mth ago
    • 11 replies
    • 105
    • Tomato Cartridge1 mth ago
    • Credit Cards & Debt
  • Credit Cards, Returns, and AutoPay

    Ok, I think I have a slightly different Credit Card situation on my Amazon Account. I have my Amazon credit card account on auto pay to pay the statement balance.…
    • Kaddy
    • Steel_Blue_Barnacle.11
    • 1 mth ago
    • 4 replies
    • 45
    • dakinemaui1 mth ago
    • Credit Cards & Debt
  • Allocated money directly to Credit cards

    Hi, I messed up and allocated money directly to a credit card instead of covering the costs the items in the budgets. This meant that I now have items that are underfunded but have actually been…
    • Cadet Blue Grizzly
    • Cadet_Blue_Grizzly.18
    • 1 mth ago
    • 11 replies
    • 83
    • 1
    • Navy Blue Pegasus1 mth ago
    • Credit Cards & Debt
  • Gastankfrank

    I moved a credit card account from tracking to budget and renamed it, deleted the tracking account, then linked it to Chase Credit card account. It shows up in the account list asking for a category.…
    • Cyan Boat
    • Cyan_Boat.16
    • 1 mth ago
    • 1 reply
    • 28
    • dakinemaui1 mth ago
    • Credit Cards & Debt
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