Accounts & Transactions - Q&A - YNAB Support Forum

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Have a question about accounts or transactions? Ask it here. If you're having an issue with your financial institution connection, please submit the issue through our Bank Importing form on the forum home page.

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capital one requires authentication every time I log into YNAB
Hi there! I'm not sure why this occurring, but every day when I log into YNAB, my capital one credit card accounts require a new authentication (ie, sending a pin to my phone number or email.…
- Kassi Willingham
- sloaningham22618
- 1 yr ago
- 66 replies
- 2,032
- 8
- FanessYNAB Support12 hrs ago
- Accounts & Transactions
Reconciliation to date on statement - not possible?
I used ynab4 and recently reupgraded to the app. in ynab4 reconciliation, i used to be able to reconcile my account to a certain date. For example, my bank statement shows transactions thru the 20th…
- JBCampo
- jbcampo
- 1 yr ago
- 78 replies
- 2,351
- 11
- Ceesesyesterday
- Accounts & Transactions
- Answered
- Answered
How do I change tracking account to a budget account?
When I added my money market account I chose investment account as the type but I realized afterward I want to use it as a budget account. I've searched all the support documents but couldn't find…
- Navy Blue Tape
- Navy_Blue_Tape
- 2 yrs ago
- 37 replies
- 7,781
- 8
- Rob Syesterday
- Accounts & Transactions
- Answered
- Answered
Category for credit card payments?
I'm puzzled how to categorize credit card payments, or do I need to create a category specifically for them? My situation is: I'm going through all my transactions, and categorizing them.…
- Purple Saxophone
- Purple_Saxophone.9
- 2 days ago
- 5 replies
- 62
- FanessYNAB Support2 days ago
- Accounts & Transactions
Deleting unused category
I have a question about deleting an old category that was budgeted but never actually spent, so no transactions. I know that if I delete a category that had actual transactions,…
- Slate Blue
- Slate_Blue_Griffin.4
- 2 days ago
- 2 replies
- 30
- dakinemaui2 days ago
- Accounts & Transactions
Does YNAB use the "Plaid" service for transaction import? If so, are our transactions being provided to and monetized by Plaid?
Your Security FAQ indicates that you utilize Plaid as one of your transaction import providers. Part of Plaid's business model is to collect and monetize the transaction information that travels…
- Violet Motherboard
- Violet_Motherboard.6
- 3 days ago
- 3 replies
- 141
- 1
- NicoleYNAB Support2 days ago
- Accounts & Transactions
Missing Inflow category
I can't find "To Be Budgeted" in my transactions categories. It's supposed to be there, right? I have transactions that have used it still in place but I can't add a new one manually.…
- Gold Thunder
- Gold_Thunder.7
- 4 days ago
- 11 replies
- 86
- dakinemaui3 days ago
- Accounts & Transactions
Monthly Budget and Upcoming Transactions
I do my budgeting for every month and I get paid twice a month. In the old YNAB4, I scheduled all my upcoming transactions and everything would could against the running balance for the month.…
- Blue Device
- Blue_Device.7
- 4 days ago
- 5 replies
- 82
- WordTenor3 days ago
- Accounts & Transactions
First Tech Otp-code
Hello! I tried to import from my First Tech account yesterday (and today) and it is prompting me for an "Otp-code". Is First Tech broken with YNAB?
- Will_B
- Tomato_Tugboat.11
- 4 days ago
- 1 reply
- 21
- FanessYNAB Support3 days ago
- Accounts & Transactions
Importing qfx files (Capital One) on mobile
Hi!! After reading instructions on file based imports and searching threads I didn't see anything about if you can do file based imports (e.g., qfx file) into the ynab mobile app.…
- Gray Filly
- Gray_Filly.7
- 4 days ago
- 1 reply
- 18
- MatthewYNAB Support4 days ago
- Accounts & Transactions
Accounts not reconciled - 100% auto-import transactions
Hi everyone, For the first time using YNAB, I realized that my YNAB balance and my bank balance were off. The cleared balances are different by about $700.…
- Gold Wrench
- Gold_Wrench
- 5 days ago
- 4 replies
- 55
- NicoleYNAB Support5 days ago
- Accounts & Transactions
I just set up Open Banking with my accounting software in 45 seconds
Why can't YNAB do this? Literally, setting up a bank account (Barclays) to auto import into FreeAgent (my online accounting software) - took 45 seconds,…
- John Smith
- JohnSmith
- 4 mths ago
- 17 replies
- 343
- 5
- NicoleYNAB Support5 days ago
- Accounts & Transactions
Direct Import Consistently Doesn't Work
I'm beginning to lose my patience with how inconsistent direct import can be. It seems every other week I'm experiencing issues to where the connection can't be established or it's delayed.…
- Ryan Farmar
- Hot_Pink_Screwdiver.2
- 6 days ago
- 1 reply
- 51
- 1
- MatthewYNAB Support6 days ago
- Accounts & Transactions
Fresh start on only some accounts?
Hi there, I've been using YNAB for several years and it's really helped me, but I occasionally have a problem and I'm wondering if there's a workaround.…
- Orange Stallion
- Orange_Stallion.4
- 6 days ago
- 4 replies
- 34
- NicoleYNAB Support6 days ago
- Accounts & Transactions
Savings & Ynab
Hi Ynab community! I'm a relatively new Ynab user (3 months) and have been struggling with how to deal with pre-existing savings. Let's say I have $100,…
- Turquoise Mare
- Turquoise_Mare.5
- 7 days ago
- 5 replies
- 64
- WordTenor7 days ago
- Accounts & Transactions
- Answered
- Answered
Two users authenticating with Wells Fargo
My wife and I have 4 Wells Fargo accounts and they link fine to YNAB. However, when it's time for YNAB to import transactions, it sometimes prompts for a verification code and the choices for…
- Tom L
- Alice_Blue_Sander.9
- 7 days ago
- 1 reply
- 27
- FanessYNAB Support7 days ago
- Accounts & Transactions
- Answered
- Answered
YNAB sync does not reflect true account balance
I got paid last night and YNAB says it synced my accounts an hour ago, yet my true account balances aren't showing up in YNAB. Is there a way I can force an update?…
- JT
- Forest_Green_Packet.9
- 2 mths ago
- 16 replies
- 390
- FanessYNAB Support7 days ago
- Accounts & Transactions
Move Budgeted Funds from One Month to Another
Hi there, I budged 89.95 for internet accidently in Dec...for Jan's payment. So, if I go to Dec, it shows 89.95 in green ready to go...and in Jan, it says -89.95.…
- Sky Blue Grizzly
- Sky_Blue_Grizzly.4
- 7 days ago
- 9 replies
- 70
- casner7 days ago
- Accounts & Transactions
Payment to a tracking loan
so i've just setup my YNAB. when i was setting up linked accounts, i setup my mortgage. its under "tracking accounts". I made a payment from my checking to this account (through bill pay from my…
- Jason Click
- jasonclick
- 8 days ago
- 2 replies
- 33
- Jason Click7 days ago
- Accounts & Transactions
Missing Starting Balance
Hi - new to nYNAB. I have all my transactions in the credit card but for some reason I can't locate how to change the Starting Balance. It is no longer in my ledger for the credit card and I checked…
- StartingOver
- Green_Wildebeest.6
- 11 mths ago
- 10 replies
- 641
- MatthewYNAB Support8 days ago
- Accounts & Transactions
HSBC Direct importing
Is HSBC direct importing working? I did a search but seems like any post about direct importing is immediately closed. And the status page doesn't list HSBC.…
- Spring Green Cobra
- Spring_Green_Cobra.8
- 9 days ago
- 1 reply
- 22
- NicoleYNAB Support8 days ago
- Accounts & Transactions
PERSONAL LOAN
A few months ago I lent $1000 to a friend who was in a cash crunch while waiting for an insurance settlement. I created a Tracking Account named "Personal Loans" I also created a budget category…
- Karl
- KARL_NAB
- 10 days ago
- 10 replies
- 127
- TeaPot8 days ago
- Accounts & Transactions
Issues linking to Discover
Just started using this service but found this had been an issue for numerous months at this point. Other threads trying to understand what’s going on and when this will be fixed have been “closed”…
- Maroon Stallion
- Maroon_Stallion.5
- 9 days ago
- 2 replies
- 39
- NicoleYNAB Support8 days ago
- Accounts & Transactions
Converting from on-budget Cash accounts to Cash category
I've been using nYNAB for a few years now. When we started, we created 3 on-budget Cash accounts (one for me, one for my wife, one for our child). Now I would like to move those off-budget,…
- Purple Foal
- Purple_Foal
- 10 days ago
- 11 replies
- 69
- dakinemaui9 days ago
- Accounts & Transactions
Checking Account Transaction, Yet Credit Card Shows Overspending
Hello! For the second time in the past two months, I'm having issues with overspending when money has been properly budgeted. Today, I made a small purchase at Walmart for $4.…
- Miami Mami
- miami_mami
- 11 days ago
- 6 replies
- 54
- Miami Mami9 days ago
- Accounts & Transactions

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Have a question about accounts or transactions? Ask it here. If you're having an issue with your financial institution connection, please submit the issue through our Bank Importing form on the forum home page.

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